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1144 Southpoint Dr, Georgetown, KY, 40324

4beds
2baths
1,755sqft
$282,000
$161price/sqft
$2,017/moest. monthly cost
$80,680/yrincome needed

About This Home

**ATTN: 6% Buyer's Premium to be added to the Offer Price.** Welcome to 1144 Southpoint Drive in Georgetown, KY - a well-maintained home offering 4 bedrooms, 2 bathrooms, and 1,755 square feet of functional and inviting living space. This home features a spacious layout designed to accommodate both everyday living and entertaining. With four bedrooms, there's plenty of room for family, guests, or even a home office setup. The living areas provide a comfortable flow, creating a warm and welcoming environment throughout. The kitchen and dining spaces offer great potential for gathering and hosting, while the overall layout makes the most of the home's 1,755 square feet. Whether you're relaxing at home or entertaining, this property provides the space and flexibility to fit your lifestyle. Located in a convenient Georgetown neighborhood, you'll enjoy easy access to local schools, shopping, dining, and major roadways, making daily life simple and accessible. If you're looking for space, comfort, and a great location, 1144 Southpoint Drive is a must-see.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
Georgetown Middle SchoolGrades 6-80.7 mi
6/10

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet
  • Finished area above ground: 1,755

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,755
  • Total interior livable area: 1,755 sqft

Property

Details

  • Parcel number: 16820199000
  • Lease amount: 0

Lot

  • Lot size: 7,056 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,425$17,100
Home Insurance *$120$1,440
Property Taxes $318$3,816
Electricity $154$1,850
Total$2,017$24,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,154/yr
40% on housing$60,510/yr
45% on housing$53,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$189
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$285,000
2013-11-25Sold$85,000
2013-09-30Listed for sale$94,900

For Sale by Agent

AgentLogan Miller
BrokerageGSP Homes

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