See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

110 Loch Lomond Dr, Georgetown, KY, 40324

5beds
5baths
6,430sqft
$959,000
$149price/sqft
$6,759/moest. monthly cost
$270,360/yrincome needed

About This Home

Luxury, timeless craftsmanship, and breathtaking golf course views come together in this exceptional custom-built Mike Kerwin home overlooking the signature 18th hole of Cherry Blossom Golf Club. Designed for both everyday living and unforgettable entertaining, this impressive home offers 5 bedrooms, 4.5 bathrooms, and an incredible floor plan with multiple living spaces. Step inside to soaring ceilings and stunning architectural details throughout, including barrel, coffered, and tray ceilings, extensive trim work, custom built-ins, and beautiful Brazilian oak hardwood flooring. The main level features a private office with a cozy fireplace, an elegant formal dining room, and an inviting great room with coffered ceilings, custom built-ins, and a gas log fireplace. The chef's kitchen is beautifully appointed with custom cabinetry, a custom vent hood, gas cooktop, double ovens, prep sink, oversized island, stainless steel appliances, and a spacious breakfast area. The first-floor primary suite offers a peaceful retreat with stunning golf course views, a luxurious bath with dual vanities, and a spacious walk-in closet. Also on the main level are a second bedroom, full bath, half bath, and a convenient laundry room. Upstairs features a spacious private bedroom with its own en-suite bath, making it the perfect guest or in-law suite. The finished walkout basement offers incredible flexibility with a massive great room, dedicated home theater, full bath, abundant storage, and two additional oversized bedrooms (one without a closet), making it ideal for entertaining, guests, or multi-generational living. Outdoor living is just as impressive with an upper Trex deck and covered lower patio, both perfectly positioned to enjoy panoramic views of the 18th fairway at Cherry Blossom Golf Club. Recent improvements include a new roof (2023), two new HVAC systems (2023), Renewal by Andersen replacement windows (2026), updated landscaping, and more. Conveniently located just minutes from Toyota, Cherry Blossom Golf Club, shopping, dining, I-75, and only 20 minutes from downtown Lexington, this is a rare opportunity to own one of Cherry Blossom's premier custom homes.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Creekside ElementaryGrades K-52.2 mi
7/10
7/10
Scott County High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Refrigerator,Cooktop
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Full,Partially Finished,Walk-Out Access

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: Second

Bathroom4

  • Level: Lower

Bathroom5

  • Level: Lower

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Den

  • Level: Lower

Dining Room

  • Level: First

Features

  • Breakfast Bar,Central Vacuum,Entrance Foyer,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,965
  • Finished area above ground: 3,465

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 6,430
  • Total interior livable area: 6,430 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Property

Details

  • Parcel number: 18840107.000
  • Other equipment: Home Theater

Features

  • Levels: One and One Half
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Other

Lot

  • Lot size: 0.29 Acres
  • Features: On Golf Course

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Lightning
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,849$58,188
Home Insurance *$409$4,908
Property Taxes $994$11,928
Electricity $507$6,093
Total$6,759$81,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,737/yr
40% on housing$202,770/yr
45% on housing$180,240/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$189
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$959,000
2026-06-27Listed for sale$959,000
2020-11-19Listing removed$648,500
2020-11-03Sold$639,900
2020-02-05Pending sale$648,500
2019-08-12Price change$648,500
2019-06-06Listed for sale$659,500
2005-07-14Sold$95,000

For Sale by Agent

AgentTerra Long
BrokerageKeller Williams Commonwealth

Similar Homes