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106 Prestwick Dr, Georgetown, KY, 40324

4beds
4baths
4,253sqft
$665,000
$156price/sqft
$4,733/moest. monthly cost
$189,320/yrincome needed

About This Home

Welcome to Cherry Blossom! This beautifully reimagined, move-in ready home has been thoughtfully updated with high end finishes throughout. This home offers 4 bedrooms and 3 1/2 baths on a large finished basement. The spa-like primary ensuite is conveniently located on the main level for comfortable living. Kids or guests will enjoy the 3 large bedrooms on the second level with full bathroom. The basement is perfect for entertaining with open layout and full bathroom. In addition, there's also a flex room in the basement that could be used as an office, gym or playroom. Looking for outside amenities?! Enjoy the exceptional Cherry Blossom Golf Course, swimming pool and onsite dining. Some of the many updates include hardwood floors, stone fireplace, new kitchen appliances, custom primary closet, remodeled bathrooms, all new lighting, plumbing fixtures and fresh paint throughout. This home is truly move-in ready. Conveniently located near shopping, schools and interstate. Contact listing agent for complete upgrades list.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Creekside ElementaryGrades K-52.0 mi
7/10
7/10
Scott County High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Cooktop,Oven,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,615
  • Finished area above ground: 2,638

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,253
  • Total interior livable area: 4,253 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 18920131.000

Features

  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 9,147 sqft
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Lightning
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$284$3,408
Property Taxes $752$9,024
Electricity $335$4,030
Total$4,733$56,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,274/yr
40% on housing$141,990/yr
45% on housing$126,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$189
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$665,000
2026-07-17Price change$665,000
2026-07-07Listed for sale$675,000
2025-12-30Sold$415,000
2018-03-12Sold$395,000
2018-02-08Pending sale$399,900
2018-02-06Listed for sale$399,900
2009-07-31Sold$319,000
2005-08-24Sold$337,500

For Sale by Agent

AgentJennifer Gindling
BrokerageKentucky Land and Home

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