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113 Pine Valley Dr, Georgetown, KY, 40324

5beds
4baths
2,587sqft
$549,000
$212price/sqft
$3,834/moest. monthly cost
$153,360/yrincome needed

About This Home

PRICE REDUCTION! UNIQUE MULTI-GENERATIONAL SPACE!!! Will consider closing cost coverage with acceptable offer! Enjoy golf community living in beautiful Cherry Blossom Village! Gorgeous 2 story home with inviting front porch situated on the largest lot on the street - total of 2,137 square feet with something extra - an ADDITIONAL 450 sq ft mother-in-law quarters (added in 2018) with separate entrance through garage and back deck. Addition has own HVAC and inline water heater; includes bedroom/living area, kichenette, tile shower and laundry. This space is GREAT for parents, teens, visitors OR as a separate home office. The main house boasts 4 bedrooms and 2.5 baths. This property is move-in ready with big ticket items already installed - complete kitchen remodel including new cabinets and quartz countertops (2020), new HVAC system (2021) and new roof (2023). Hardwood throughout and new carpet in bedrooms. Take advantage of the opportunity to buy a home in one of Georgetown's most desirable neighborhoods! Close to Toyota and Lexington.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Creekside ElementaryGrades K-52.0 mi
7/10
7/10
Scott County High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block
  • Roof: Dimensional Style,Shingle
  • Construction materials: Solid Masonry

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Ventless
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,587

Heating & Cooling

  • Heating features: Electric,Heat Pump,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total structure area: 2,587
  • Total interior livable area: 2,587 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 18920019.000

Features

  • Levels: Two
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.25 Acres
  • Features: Many Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Lightning
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$234$2,808
Property Taxes $620$7,440
Electricity $204$2,451
Total$3,834$46,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,451/yr
40% on housing$115,020/yr
45% on housing$102,240/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$188
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$539,000
2026-07-22Listed for sale$549,000
2016-07-29Sold$265,000
2016-06-06Pending sale$268,000
2016-05-23Price change$268,000
2016-04-22Listed for sale$269,900
2007-01-17Sold$245,000

For Sale by Agent

AgentDarrell Lewis
BrokerageDIY Flat Fee.com

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