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116 Kingston Dr, Georgetown, KY, 40324

4beds
4baths
3,760sqft
$655,000
$174price/sqft
$4,627/moest. monthly cost
$185,080/yrincome needed

About This Home

A rare offering along the fairways of Cherry Blossom Golf Course — this all-brick ranch combines timeless elegance with thoughtful accessibility, delivering an elevated lifestyle from the moment you arrive. Leaded glass double doors open beneath a grand arched entryway, welcoming you into 2,441 square feet of refined main-level living. Rich hardwood floors, detailed crown molding, and custom built-ins set the tone throughout, while the open floor plan moves gracefully from a formal dining room to a generous great room anchored by a fireplace — and into a chef-ready kitchen appointed with dark cabinetry, stainless appliances, and an oversized breakfast bar. The primary suite is complemented by two additional bedrooms, a full bath, half bath, and a conveniently located laundry room — all on the main level. Below, the walk-out basement offers a fourth bedroom, full bath, private office, and sitting room — a seamless retreat for guests or executive-level remote work — alongside 1,100 square feet of additional storage. The home has been meticulously updated: dual HVAC systems, roof, and gutters all replaced since 2022, with a premium whole-home water filtration system added in 2025. Step outside to a sprawling deck where unobstructed golf course views create a backdrop that is simply unmatched. Two-car garage. Easy I-75 access. This is Georgetown living at its finest.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
7/10
7/10
Scott County High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Double Oven,Dishwasher,Microwave,Refrigerator,Cooktop
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Central Vacuum,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Window Treatments,Blinds
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Great Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 1,319
  • Finished area above ground: 2,441

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Natural Gas,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 3,760
  • Total interior livable area: 3,760 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Lower

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Property

Details

  • Parcel number: 18920099.000

Features

  • Levels: One

Lot

  • Lot size: 9,147 sqft
  • Features: On Golf Course

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Lightning
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$279$3,348
Property Taxes $740$8,880
Electricity $296$3,563
Total$4,627$55,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,640/yr
40% on housing$138,810/yr
45% on housing$123,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$188
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$700,000
2026-04-30Price change$710,000
2026-04-04Listed for sale$725,000
2021-02-02Sold$475,000
2020-12-31Pending sale$499,000
2020-10-09Listed for sale$499,000
2014-07-18Sold$445,000
2014-05-11Listed for sale$459,900
2010-07-19Sold$430,000
2004-12-17Sold$359,450

For Sale by Agent

AgentPatrick Doyle
BrokerageLifstyl Real Estate

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