101 Riley St, Stamping Ground, KY, 40379
About This Home
A LOT for the money: This home is well-maintained by the same owner for over 26 years, New roof in Feb 2026, updated water lines, and Washer and Dryer included (only 1 year old.) Enjoy the best of rural living - take in the view from the front porch, relax in the shady back yard, or watch all the stars at night - all only 9 miles from downtown Georgetown. Great 1st Home: own it for less than renting an apartment! Investors: get in on a great opportunity for a low-maintenance rental or easy flip. HVAC unit and Water Heater located in Cellar / Unfinished Basement space (600 sq ft) - currently used as a workshop and storage. Central Heat and Air work well, but 2nd Bedroom also uses a window AC unit.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Washer,Oven,Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Interior Entry,Partial,Unfinished
Bathroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Door features: Storm Door(s)
- Window features: Insulated Windows,Storm Window(s)
- Flooring: Carpet,Laminate
- Finished area below ground: 0
- Finished area above ground: 876
Heating & Cooling
- Heating features: Forced Air,Propane Tank Owned
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 876
- Total interior livable area: 876 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 03800103.000
Features
- Levels: One
Lot
- Lot size: 7,797 sqft
- Features: Few Trees
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $146 | $1,752 |
| Electricity | $154 | $1,850 |
| Total | $1,334 | $16,008 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $188,900 |
| 1999-12-29 | Sold | $57,000 |
View on Zillow