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101 Overlook Pass, Georgetown, KY, 40324

4beds
4baths
3,809sqft
$749,900
$197price/sqft
$4,930/moest. monthly cost
$197,200/yrincome needed

About This Home

Welcome to breathtaking Victoria Estates. This beautifully maintained residence, situated on nearly an acre, offers four bedrooms and three and a half baths, including two spacious primary suites-one on each level-ideal for multi-generational living or added privacy. The upstairs primary features a bonus room, perfect for a home office, nursery, or private retreat. Inside, you'll find real hardwood flooring, extensive crown molding, and fresh neutral paint throughout (April 2026), creating a warm and move-in ready feel. The living room is anchored by a cozy gas fireplace, while the kitchen comes fully equipped with all five stainless steel appliances remaining. The oversized laundry room with folding counter adds everyday convenience. Need storage? You'll love the multiple walk-in attic spaces offering easy-access storage solutions. The 2381 square foot unfinished walk-up basement includes a full bath rough-in, giving you the opportunity to expand and customize to your needs. Complete with a 3-car garage and located in a gated Georgetown neighborhood, this home checks every box for comfort, function, and future potential. Conveniently located to Frankfort, Midway and Lexington.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
6/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Exterior Entry,Full,Sump Pump,Unfinished,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Blinds,Screens
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Propane,Ventless
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,809

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 3,809
  • Total interior livable area: 3,809 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 04100063.000

Features

  • Levels: Two
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood

Lot

  • Lot size: 0.93 Acres
  • Features: Landscaped,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$320$3,840
Property Taxes $519$6,228
Electricity $300$3,609
Total$4,930$59,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,028/yr
40% on housing$147,900/yr
45% on housing$131,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$188
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$769,900

For Sale by Agent

AgentChristy Rock
BrokerageChristies International Real Estate Bluegrass

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