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1018 3rd St N, Sauk Rapids, MN, 56379

3beds
2baths
1,848sqft
$279,500
$151price/sqft
$2,020/moest. monthly cost
$80,800/yrincome needed

About This Home

Welcome home to this beautiful 3-bedroom, 2-bathroom property situated on a spacious corner lot. Framed by gorgeous, mature trees and lined with fragrant lilac bushes, this home offers a serene natural backdrop. Step inside to find an open concept floor plan. The lower level bathroom features a double-sink vanity that adds excellent functionality and style. The highlight of the property is the fully fenced backyard—your own private retreat. Step out onto the deck and down to the adjoining patio, creating the ultimate setup for weekend barbecues, morning coffee, or relaxing summer evenings. Whether you are hosting friends under the shade of the trees or enjoying the privacy of your yard, this outdoor space is a rare find. Don't miss the chance to make this wonderful property your home! Only minutes from Hwy 10, and a short distance to the downtown area for gas, groceries, shopping, and entertainment.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Sump Pump

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12 x 9

Bedroom3

  • Level: Lower
  • Area: 148.4167
  • Dimensions: 13' x 11'5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 74.25
  • Dimensions: 8'3 x 9

Family Room

  • Level: Lower
  • Area: 180
  • Dimensions: 15 x 12

Features

  • Finished area below ground: 888
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Laundry

  • Level: Lower
  • Area: 143.0833
  • Dimensions: 17' x 8'5

Living Room

  • Level: Main
  • Area: 274.1667
  • Dimensions: 19'7 x 14

Office

  • Level: Lower
  • Area: 81
  • Dimensions: 9 x 9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 190234700
  • Zoning description: Residential-Single Family
  • Foundation area: 888

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Patio
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 150 x 183 x 21 x 130

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Benton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,413$16,956
Home Insurance *$192$2,304
Property Taxes $245$2,940
Electricity $170$2,050
Total$2,020$24,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,257/yr
40% on housing$60,600/yr
45% on housing$53,866/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 56379$149
Benton County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 56379$142
Benton County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$259,500
2026-08-04Price change$269,500
2026-07-20Listed for sale$279,500
2022-07-20Sold$205,000
2022-06-15Pending sale$219,900
2022-06-09Listed for sale$219,900
2022-04-25Pending sale$219,900
2022-04-21Listed for sale$219,900
2019-09-30Sold$175,000
2019-08-26Pending sale$170,000
2019-08-21Listed for sale$170,000
2016-09-30Sold$142,500
2016-08-30Pending sale$144,900
2016-08-04Price change$144,900
2016-07-21Listed for sale$149,900
2015-07-22Listing removed$139,900
2015-02-27Listed for sale$139,900

For Sale by Agent

AgentBernice Halaas
BrokerageNew Century Real Estate

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