




2163 White Pine Point Rd SW, Pine River, MN, 56474
About This Home
Welcome to White Pine Point, a truly rare offering just outside the city limits of Pine River. Set on just under 3 acres with nearly 700 feet of frontage along the Norway River, this property offers direct access to Norway Lake and a level of privacy and space that’s increasingly hard to find. The home has been thoughtfully reimagined, featuring a custom kitchen with a large island and a formal dining area positioned to take in the water views. The expansive family room is filled with natural light from surrounding windows and anchored by a cozy fireplace, creating a comfortable space to gather year-round. A convenient half bath completes the main living area. Step outside to a large covered porch overlooking the water, with just a few gradual steps leading down to a sandy shoreline—ideal for swimming, relaxing, or launching out for a day on the lake. In addition to the home, the property offers exceptional storage and workspace. The attached heated garage measures an impressive 38x34, providing ample room for vehicles, boats, and equipment. A separate outbuilding includes a spacious workshop, dedicated office area, and loft space that could be utilized for storage or future living quarters. Adding to its character, the property is also home to what is believed to be the oldest cabin in Pine River, located just steps from the water’s edge—offering a unique connection to the area’s history. A property of this size, with this amount of water frontage, usable land, and functional space, is rarely available in this location. As the story goes this property also holds the oldest cabin in Pine Rivers history just a few feet from the river's edge.
Getting Around
Schools
Construction
Condition
- Year built: 1985
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Block,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 881
- Finished area above ground: 2,319
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,200
- Total interior livable area: 3,200 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 020312408
- Zoning description: Residential-Single Family
- Foundation area: 2440
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Front Porch,Patio
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: Lake Front,River Front,Waterfront Elevation(0-4)
- Frontage length: Water Frontage: 700
Lot
- Lot size: 2.92 Acres
- Features: Accessible Shoreline
- Lot size dimensions: 312 x 441
Parking
- Total spaces: 6
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 6
- Covered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Hail
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cass County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $466 | $5,592 |
| Property Taxes | $262 | $3,144 |
| Electricity | $269 | $3,238 |
| Total | $4,915 | $58,980 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Listed for sale | $744,900 |
| 2026-08-11 | Listing removed | $774,900 |
| 2026-06-17 | Price change | $774,900 |
| 2026-05-08 | Listed for sale | $799,900 |
| 2023-06-13 | Sold | $599,000 |
