6598 Bobcat Trl NW, Cass Lake, MN, 56633
About This Home
Experience the best of Northern Minnesota lake living with this exceptional Steamboat Lake Home featuring an incredible 524 feet of pristine sugar-sand shoreline and 3.65 acres of beautifully maintained grounds. Nestled at the end of a private road behind a gated entrance, this rare offering provides unmatched privacy, breathtaking west-facing sunset views, and a true up-north retreat. The home is designed to capture the beauty of the lake, featuring a spacious master suite and a walkout deck overlooking the water. Extensive landscaping, mature trees, and an in-ground sprinkler system create a park-like setting that complements the natural beauty of the property. Outdoor enthusiasts will appreciate seasonal boat access to Leech Lake through the Steamboat River, expanding opportunities for fishing, boating, and recreation. Additional amenities include an attached garage, a large storage shop for all your toys and equipment, and a paved asphalt driveway for convenience. Whether you’re looking for a year-round residence or the ultimate lakefront getaway, this remarkable property combines spectacular shoreline, privacy, and stunning panoramic views in one of Northern Minnesota’s most desirable lake settings
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Block,Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,504
- Finished area above ground: 1,504
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,008
- Total interior livable area: 3,008 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 490291202
- Zoning description: Residential-Single Family
- Foundation area: 1504
Features
- Levels: Two
- Stories: 2
- Has view: Yes
- View description: Lake,Panoramic,West
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Excellent Sand)
- Frontage length: Water Frontage: 524
Lot
- Lot size: 3.65 Acres
- Lot size dimensions: 524 x 284 x 510 x 383
Parking
- Total spaces: 2
- Parking features: Attached,Detached Garage,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Lightning
- Strong Wind
- Heat Wave
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cass County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $2,041 | $24,492 |
| Property Taxes | $949 | $11,388 |
| Electricity | $253 | $3,044 |
| Total | $9,816 | $117,792 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $1,199,900 |
| 2026-06-09 | Listed for sale | $1,299,900 |
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