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400 York St, Pine River, MN, 56474

5beds
3baths
3,054sqft
$299,900
$98price/sqft
$2,227/moest. monthly cost
$89,080/yrincome needed

About This Home

Looking for room to spread out without giving up the convenience of being in town? This 5-bedroom, 3-bath home offers over 3,000 finished square feet of comfortable living space on a spacious half-acre lot in Pine River. The main level features a bright living room, kitchen and dining area, beautiful hardwood floors, and generously sized bedrooms. The finished lower level provides an expansive family room perfect for movie nights, game days, or entertaining family and friends. The large backyard complete with a deck, patio, and firepit, is the ideal setting for summer barbecues and evenings under the stars. An attached insulated two-stall garage and a convenient in-town location near schools, parks, and local amenities make this home as practical as it is inviting. If you've been searching for a home with space to grow, both inside and out, this one is worth a look. Pool table is negotiable with an acceptable offer.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished,Full

Bathroom

  • Level: Main
  • Area: 63
  • Dimensions: 9 x 7

Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 5 x 8

Bathroom

  • Level: Lower
  • Area: 57
  • Dimensions: 6 x 9.5

Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14 x 13

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Bedroom3

  • Level: Main
  • Area: 108
  • Dimensions: 9 x 12

Bedroom4

  • Level: Lower
  • Area: 240
  • Dimensions: 16 x 15

Bedroom5

  • Level: Lower
  • Area: 156
  • Dimensions: 12 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Bonus Room

  • Level: Lower
  • Area: 136.5
  • Dimensions: 10.5 x 13

Dining Room

  • Level: Main
  • Area: 173.25
  • Dimensions: 10.5 x 16.5

Family Room

  • Level: Lower
  • Area: 594
  • Dimensions: 33 x 18

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Other
  • Fireplace: Yes
  • Finished area below ground: 1,449
  • Finished area above ground: 1,605

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 3,210
  • Total interior livable area: 3,054 sqft

Kitchen

  • Level: Main
  • Area: 214.5
  • Dimensions: 13 x 16.5

Laundry

  • Level: Main
  • Area: 90
  • Dimensions: 6 x 15

Laundry

  • Level: Lower
  • Area: 156
  • Dimensions: 12 x 13

Living Room

  • Level: Main
  • Area: 330
  • Dimensions: 22 x 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 943490260
  • Zoning description: Residential-Single Family
  • Foundation area: 1605

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: None

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 150 x 149 x 150 x 149

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Electric,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Cass County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$180$2,160
Property Taxes $274$3,288
Electricity $257$3,090
Total$2,227$26,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,354/yr
40% on housing$66,810/yr
45% on housing$59,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 56474$267
Cass County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 56474$201
Cass County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$299,900
2026-07-21Listed for sale$299,900
2026-07-10Listing removed$309,000
2026-05-08Price change$309,000
2025-09-07Listed for sale$319,000

For Sale by Agent

AgentBrandon Hedlund
BrokerageReal Broker, LLC

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