See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

339 11th St NE, Milaca, MN, 56353

5beds
2baths
2,600sqft
$340,000
$131price/sqft
$2,525/moest. monthly cost
$101,000/yrincome needed

About This Home

Room to grow, entertain, and enjoy in this 5-bedroom, 2-bath! Featuring large-sized bedrooms and generous living spaces, this home is perfect for busy households and everyday comfort. Large 10 x 10 foyer doesn't feel crowded when everyone needs to put on their shoes, plus two separate great rooms when you can't agree on what to watch. Lower level offers a three-sided fireplace and a bar for game nights. The heated two-car garage includes a convenient drive-through door leading directly to the fenced backyard. Enjoy outdoor fun with your very own private basketball court, plus plenty of yard space for gatherings, pets, or play. There's even more, an easy-access deck off the dining room and a sun-filled patio in the back, for morning coffee and bonfire nights. So much value in this updated home, newer floors, water heater, light fixtures and money saving natural gas, in town location.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
Milaca Elementary SchoolGrades PK-61.0 mi
7/10

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Chandelier,Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level,Laundry Room,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Sump Pump

Bathroom

  • Level: Upper
  • Area: 94
  • Dimensions: 10 x 9.4

Bathroom

  • Level: Lower
  • Area: 72
  • Dimensions: 9 x 8

Bedroom

  • Level: Upper
  • Area: 232.5
  • Dimensions: 15.5 x 15

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedroom3

  • Level: Upper
  • Area: 141.9
  • Dimensions: 12.9 x 11

Bedroom4

  • Level: Lower
  • Area: 138
  • Dimensions: 11.5 x 12

Bedroom5

  • Level: Lower
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Deck

  • Level: Upper
  • Area: 196
  • Dimensions: 14 x 14

Dining Room

  • Level: Upper
  • Area: 176
  • Dimensions: 16 x 11

Features

  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Amusement Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,400

Foyer

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Great Room

  • Level: Lower
  • Area: 612
  • Dimensions: 36 x 17

Heating & Cooling

  • Heating features: Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: Upper
  • Area: 120
  • Dimensions: 10 x 12

Laundry

  • Level: Lower
  • Area: 120
  • Dimensions: 10 x 12

Living Room

  • Level: Upper
  • Area: 203.2
  • Dimensions: 16 x 12.7

Patio

  • Level: Lower
  • Area: 72
  • Dimensions: 8 x 9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 213580040
  • Zoning description: Residential-Single Family
  • Foundation area: 1400

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Deck,Patio,Rear Porch
  • Fencing: Chain Link,Full

Lot

  • Lot size: 0.29 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 90 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Electric,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Mille Lacs County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$258$3,096
Property Taxes $329$3,948
Electricity $219$2,631
Total$2,525$30,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,571/yr
40% on housing$75,750/yr
45% on housing$67,333/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 56353$162
Mille Lacs County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 56353$175
Mille Lacs County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$360,000
2022-06-13Sold$285,000
2022-05-16Pending sale$299,900
2022-05-06Listed for sale$299,900
2017-03-10Sold$194,900
2017-01-19Listed for sale$194,900
2015-01-09Sold$160,000
2014-09-11Listing removed$169,900
2014-09-08Listed for sale$169,900

For Sale by Agent

AgentBarbara Ryan
BrokerageStatement Realty

Similar Homes