465 4th Ave S, Isle, MN, 56342
About This Home
If spending time near the water is part of the lifestyle you're after, this location is hard to overlook. Just a short walk from Mille Lacs Lake, this classic 1.5-story home offers the opportunity to create a place that fits your vision, whether you're looking for a year-round residence, weekend getaway, or investment property. Built in 1920, the home retains the character of its era with natural woodwork and hardwood floors that add warmth and timeless appeal. All three bedrooms are located on the upper level, leaving the main floor open for everyday living and gathering. The detached 2-car garage provides valuable space for vehicles, lake gear, tools, or recreational equipment. With one of Minnesota's premier fishing and recreation destinations just steps away, you'll enjoy convenient access to boating, beaches, restaurants, and everything the Mille Lacs area has to offer. Bring your ideas and make the most of this well-located property with lasting potential.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Storage Space,Unfinished
Bedroom
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedroom2
- Level: Upper
- Area: 99
- Dimensions: 9x11
Bedroom3
- Level: Upper
- Area: 99
- Dimensions: 11x9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 117
- Dimensions: 9x13
Features
- Finished area below ground: 0
- Finished area above ground: 1,248
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,872
- Total interior livable area: 1,248 sqft
Kitchen
- Level: Main
- Area: 130
- Dimensions: 13x10
Living Room
- Level: Main
- Area: 168
- Dimensions: 12x14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 200400890
- Zoning description: Residential-Single Family
- Foundation area: 624
Features
- Levels: One and One Half
- Stories: 1
Lot
- Lot size: 5,357 sqft
- Lot size dimensions: 50 x 107 x 50 x 107
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
- Lightning
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Mille Lacs County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $240 | $2,880 |
| Electricity | $170 | $2,050 |
| Total | $1,451 | $17,412 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Listed for sale | $185,000 |
| 2023-08-25 | Sold | $174,000 |
| 2023-07-17 | Pending sale | $179,000 |
| 2023-06-20 | Listed for sale | $179,000 |
| 2014-05-01 | Sold | $39,900 |
| 2006-05-08 | Sold | $20,000 |
| 2006-02-06 | Sold | $68,500 |
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