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21852 Ginger Rd, Little Falls, MN, 56345

5beds
3baths
3,372sqft
$469,900
$139price/sqft
$3,300/moest. monthly cost
$132,000/yrincome needed

About This Home

Under remodel process right now! New flooring throughout, new custom cabinets, new stainless steel appliances, fresh paint, updating electrical. This is a 5 bed 3 bath home located in Little Falls, Mn sitting on almost 6 acres with multiple multiple outbuildings! One of the shops is completely finished, with heat, bathroom, electric and concrete floors. This will be priced to sell fast. Property will be available May 29th. Attached garage is is heated / finished with tall doors and deep for parking

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Knight Elementary SchoolGrades PK-56.2 mi
4/10
Community Middle SchoolGrades 6-87.1 mi
6/10

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 1,568
  • Finished area above ground: 1,804

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,372
  • Total interior livable area: 3,372 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 120192001
  • Zoning description: Residential-Single Family
  • Foundation area: 1568

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 5.71 Acres
  • Lot size dimensions: 579 x 408

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hail
Strong Wind
Drought
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Morrison County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$323$3,876
Property Taxes $317$3,804
Electricity $284$3,412
Total$3,300$39,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,142/yr
40% on housing$99,000/yr
45% on housing$88,000/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 56345$130
Morrison County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 56345
Morrison County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$469,900
2026-05-29Listed for sale$479,900
2009-09-14Sold$179,700

For Sale by Agent

AgentGeorge Moore
BrokeragePremier Real Estate Services

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