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12221 Hillton Rd, Little Falls, MN, 56345

5beds
4baths
4,968sqft
$799,900
$161price/sqft
$5,546/moest. monthly cost
$221,840/yrincome needed

About This Home

Spectacular Mississippi River home offering a rare blend of privacy, luxury, and waterfront lifestyle on approximately 3 beautifully landscaped acres just a couple miles from the heart of Little Falls. This one-of-a-kind 5 bedroom, 4 bath property features nearly 5,000 finished square feet, a secluded harbor for water toys, private boat ramp, docks, and a 56’ long/5’ wide stunning bridge leading to a private island retreat. Designed for entertaining and everyday comfort, the home has seen extensive recent updates including new flooring throughout multiple upper and lower-level living spaces, newly spray-foamed basement primary suite and living room, updated lighting, new basement gym windows, a newly concrete driveway and an upgraded garage system with new door and entry access. Outdoor living is elevated with an expansive backyard patio featuring a 78” Aura Linear Fire Pit Table, automatic Haven pathway lighting, WiFi-enabled sprinkler system and newly installed privacy fencing. Additional premium features include Ghost Control automatic driveway gates, Tesla charger, underground dog fencing, Trex decking, 43x30 insulated concrete floor Toy Shed and a circular driveway. Enjoy an incredible 9 miles boating, fishing, entertaining, and year-round Minnesota living just minutes from the golf course and Soo Line Trails in this truly exceptional Mississippi River property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
Lincoln Elementary SchoolGrades PK-52.4 mi
4/10
Community Middle SchoolGrades 6-83.1 mi
6/10

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Microwave,Washer,Wine Cooler

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 2,728
  • Finished area above ground: 2,240

Heating & Cooling

  • Heating features: Boiler,Fireplace(s),Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,968
  • Total interior livable area: 4,968 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160450000
  • Zoning description: Residential-Single Family
  • Foundation area: 2240

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Awning(s),Porch,Screened
  • Fencing: Invisible
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront Elevation(0-4),Lake Bottom(Gravel)

Lot

  • Lot size: 3 Acres
  • Lot size dimensions: 530 x 250 x 500 x 200

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Concrete,Electric Vehicle Charging Station(s),Garage,Insulated Garage,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hail
Strong Wind
Tornado
Drought
Wildfire
Winter Weather

FEMA Declared Disasters in Morrison County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$551$6,612
Property Taxes $532$6,384
Electricity $419$5,028
Total$5,546$66,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,148/yr
40% on housing$166,380/yr
45% on housing$147,893/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 56345$129
Morrison County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 56345
Morrison County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$899,900
2019-08-06Sold$474,900
2019-06-13Pending sale$474,900
2019-05-24Listed for sale$474,900

For Sale by Agent

AgentJosh Klosowski
BrokeragePremier Real Estate Services

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