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21301 Haven Rd, Little Falls, MN, 56345

5beds
3baths
4,032sqft
$415,000
$103price/sqft
$2,875/moest. monthly cost
$115,000/yrincome needed

About This Home

ALL NEW SIDING & WINDOWS, BASEBOARD HEAT, WIRING, PLUMBING, BATHROOMS, KITCHENS, MOST FLOORING, PAINT & MORE!! Spacious home in great location easy access to town, Camp Ripley, Highway for commuting to Brainerd or St. Cloud via Hwy 371/10! The large sun room is a great enclosed porch to enjoy Southern exposure year round to play in or rest in! Main floor bedroom has walk in closet and half bath ensuite; main floor laundry and mud room off the main entrance plus full bathroom with tub and brand new kitchen! Hardwood floors are original in the dining and living room! Upstairs is another living area plus FOUR additional bedrooms and another bathroom! The basement has a full unfinished basement great for storage or maybe a work-out area with it's high ceilings! 30x48 Quonset could be great overside garage with addition of new doors, plus 16x32 storage shed on 2.5 Acres approx. (TBD by final survey/platting)! Tour it today & make it your own! More photos coming as final work is done.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
4/10
Community Middle SchoolGrades 6-86.7 mi
6/10

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Full,Unfinished

Bedroom

  • Level: Main
  • Area: 150.48
  • Dimensions: 13.2x11.4

Bedroom2

  • Level: Upper
  • Area: 143.64
  • Dimensions: 12.6x11.4

Bedroom3

  • Level: Upper
  • Area: 237.6
  • Dimensions: 13.2x18

Bedroom4

  • Level: Upper
  • Area: 183.52
  • Dimensions: 14.8x12.4

Bedroom5

  • Level: Upper
  • Area: 198.8
  • Dimensions: 14x14.2

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 163.68
  • Dimensions: 13.2x12.4

Family Room

  • Level: Upper
  • Area: 308.55
  • Dimensions: 18.7x16.5

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,912

Heating & Cooling

  • Heating features: Baseboard,Boiler,Ductless Mini-Split
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 4,032
  • Total interior livable area: 4,032 sqft

Kitchen

  • Level: Main
  • Area: 168.64
  • Dimensions: 13.6x12.4

Laundry

  • Level: Main
  • Area: 84.75
  • Dimensions: 7.5x11.3

Living Room

  • Level: Main
  • Area: 351.12
  • Dimensions: 13.2x26.6

Mud Room

  • Level: Main
  • Area: 74.814
  • Dimensions: 10.11x7.4

Sun Room

  • Level: Main
  • Area: 385.191
  • Dimensions: 10.11x38.10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 270431000
  • Zoning description: Agriculture
  • Wooded area: 87120
  • Foundation area: 1120

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Enclosed

Lot

  • Lot size: 2.50 Acres
  • Features: Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: New split appro x 2.5 Acres TBD new legal and ta x amount

Parking

  • Total spaces: 6
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hail
Strong Wind
Tornado
Drought
Wildfire
Winter Weather

FEMA Declared Disasters in Morrison County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$286$3,432
Property Taxes $151$1,812
Electricity $340$4,080
Total$2,875$34,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,571/yr
40% on housing$86,250/yr
45% on housing$76,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 56345$131
Morrison County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 56345
Morrison County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$449,900
2026-02-01Listed for sale$489,900

For Sale by Agent

AgentAngela Petersen
BrokerageCentral MN Realty LLC

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