2147 Summit Dr, Cushing, MN, 56443
About This Home
Immerse yourself in lakeside luxury with this 2019 custom-built rambler with walk out on Fish Trap Lake in Cushing, MN. Set on a private 1.38-acre lot at the end of a cul-de-sac, this spectacular home boasts over 4,400 sq ft of open-concept living space, ideal for hosting unforgettable gatherings. The main level features towering vaulted ceilings and southeastern exposure, bathing the interior in natural light and framing breathtaking sunrise views. Relax or Entertain effortlessly in the expansive great room and gourmet kitchen with stainless steel appliances and granite countertops. With 5 bedrooms, 4 bathrooms, and a finished and heated 3-stall garage, this home provides ample space for family and friends. The level yard leads to 120 feet of picturesque lake frontage with a gradual slope for easy access. Don't miss this rare opportunity to own a luxurious custom home on Fish Trap Lake – contact us today to schedule a private showing and experience the ultimate lakeside living and entertaining experience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Roof: Asphalt
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Double Oven,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Wine Cooler
- Laundry features: Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Block,Finished,Full,Walk-Out Access
Bathroom
- Level: Main
- Area: 21
- Dimensions: 7x3
Bathroom
- Level: Main
- Area: 70
- Dimensions: 10x7
Bathroom
- Level: Main
- Area: 165
- Dimensions: 15x11
Bathroom
- Level: Lower
- Area: 88
- Dimensions: 11x8
Bedroom
- Level: Main
- Area: 304
- Dimensions: 19x16
Bedroom2
- Level: Main
- Area: 180
- Dimensions: 15x12
Bedroom3
- Level: Lower
- Area: 180
- Dimensions: 18x10
Bedroom4
- Level: Lower
- Area: 110
- Dimensions: 11x10
Bedroom5
- Level: Lower
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 170
- Dimensions: 17x10
Family Room
- Level: Lower
- Area: 630
- Dimensions: 21x30
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 1,920
- Finished area above ground: 2,545
Foyer
- Level: Main
- Area: 104
- Dimensions: 13x8
Garage
- Level: Main
- Area: 828
- Dimensions: 23x36
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,465
- Total interior livable area: 4,465 sqft
Kitchen
- Level: Main
- Area: 256
- Dimensions: 16x16
Laundry
- Level: Main
- Area: 48
- Dimensions: 8x6
Living Room
- Level: Main
- Area: 400
- Dimensions: 20x20
Mud Room
- Level: Main
- Area: 91
- Dimensions: 13x7
Sun Room
- Level: Main
- Area: 240
- Dimensions: 16x15
Utility Room
- Level: Lower
- Area: 204
- Dimensions: 17x12
Walk In Closet
- Level: Main
- Area: 70
- Dimensions: 10x7
Property
Accessibility
- Accessibility features: Doors 36"+
Details
- Parcel number: 292579000
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
- Foundation area: 1920
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking,Deck,Enclosed,Screened
- Has view: Yes
- View description: East,Lake,Panoramic,South
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(10-15),Lake Bottom(Hard,Sand)
- Frontage length: Water Frontage: 120
Lot
- Lot size: 1.38 Acres
- Features: Accessible Shoreline,Irregular Lot,Tree Coverage - Light
- Lot size dimensions: 120 x 465 x 553 x 60
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Garage,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Strong Wind
- Cold Wave
- Hail
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Morrison County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,053 | $84,636 |
| Home Insurance * | $963 | $11,556 |
| Property Taxes | $1,163 | $13,956 |
| Electricity | $376 | $4,519 |
| Total | $9,555 | $114,660 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $1,419,900 |
| 2026-03-21 | Listed for sale | $1,445,000 |
| 2025-11-03 | Listing removed | $1,445,000 |
| 2025-09-30 | Price change | $1,445,000 |
| 2025-08-11 | Listed for sale | $1,495,000 |
| 2019-07-10 | Sold | $751,657 |
| 2018-10-31 | Sold | $160,000 |
| 2018-10-24 | Pending sale | $174,000 |
| 2018-06-06 | Listed for sale | $174,000 |
| 2018-06-05 | Pending sale | $174,000 |
| 2018-05-24 | Listed for sale | $174,000 |
| 2016-10-05 | Listing removed | $185,000 |
| 2016-05-15 | Listed for sale | $185,000 |
| 2015-07-22 | Listing removed | $209,900 |
| 2015-04-07 | Price change | $209,900 |
| 2014-08-08 | Listed for sale | $215,000 |
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