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31938 18th Ave #18, Cushing, MN, 56443

1beds
1baths
396sqft
$137,500
$347price/sqft
$1,048/moest. monthly cost
$41,920/yrincome needed

About This Home

Enjoy lake life views & access to premier Fish Trap Lake without the maintenance and headaches at an affordable cost with this like-new 2006 park model with upgrades such as granite countertops, vaulted ceilings, fireplace in the living room, washer/dryer in the unit & full sized fridge & stove plus more! Association fee of only $60 a month covers the shared well/septic, lawn care, shared common areas like basketball, playground, huge deck overlooking lake, lift down to lake, storage unit by the 196' of beach, dock slip, fish cleaning area, firepit area, shed and outhouse & more! The 1 bedroom home also has a sleeper sofa - so sleeps 4 comfortably and comes turn-key with all furniture, appliances, accessories & even a brand new Central AC unit and Weber gas grill on the spacious private deck! Storage sheds behind for practical items, great layout inside with full sized closet in the bedroom as well as full sized shower! At the water's edge is the beach & dock slip just steps away! 2006 like new pontoon and deep solar powered lift negotiable!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
7/10
6/10
Staples Elementary SchoolGrades PK-412.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Hall,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 396

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 396
  • Total interior livable area: 396 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 292650001
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 396

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: East,Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Association Access,Waterfront Elevation(26-40),Lake Bottom(Hard,Sand)
  • Frontage length: Water Frontage: 196

Lot

  • Lot size: 4,791 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 69 x 65 x .11irregular

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Cold Wave
Hail
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Morrison County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $695$8,340
Home Insurance *$94$1,128
Property Taxes $89$1,068
Electricity $170$2,050
Total$1,048$12,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,931/yr
40% on housing$31,440/yr
45% on housing$27,946/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 56443$173
Morrison County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 56443
Morrison County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$149,900
2021-07-30Sold$70,000
2021-07-09Pending sale$78,500
2021-06-12Price change$78,500
2020-08-03Price change$87,500
2020-07-16Listed for sale$98,000

For Sale by Agent

AgentAngela Petersen
BrokerageCentral MN Realty LLC

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