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16804 Mississippi Blvd, Little Falls, MN, 56345

5beds
3baths
3,577sqft
$469,900
$131price/sqft
$3,464/moest. monthly cost
$138,560/yrincome needed

About This Home

Spacious, solid, well built home that has amazing layout with bonus rooms and large corner landscaped lot with extra garage on 1 Acre! Tons of features such as built-ins in the office (5th bedroom option), 2 gas fireplaces, private owner's suite with walk-in closet & much more! Flex rooms such as the 4 season sun room leading to patio with 2 outdoor fire pits and fenced area! Basement has generous rec room plus another flex room with built ins, laundry and utility room plus storage room! Updates: new high end refrigerator, new microwave, painting, lighting, ceiling fans, furnace humifier, new carpet in primary bedroom, smart thermostat and sprinkler system controls, 100" projector in basement and sound bar stays!!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
4/10
Community Middle SchoolGrades 6-82.2 mi
6/10

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Wall Oven,Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,577
  • Finished area above ground: 2,000

Flex Room

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,577
  • Total interior livable area: 3,577 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 486930000
  • Zoning description: Residential-Single Family
  • Foundation area: 2000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 1 Acres
  • Features: Corner Lot
  • Lot size dimensions: IRR

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Asphalt,Concrete,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hail
Strong Wind
Tornado
Drought
Wildfire
Winter Weather

FEMA Declared Disasters in Morrison County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$323$3,876
Property Taxes $464$5,568
Electricity $301$3,620
Total$3,464$41,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,765/yr
40% on housing$103,920/yr
45% on housing$92,373/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 56345$130
Morrison County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 56345
Morrison County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$469,900
2021-12-15Sold$412,500
2021-10-25Pending sale$412,500
2005-05-05Sold$267,000

For Sale by Agent

AgentAngela Petersen
BrokerageCentral MN Realty LLC

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