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39843 N Clitherall Lake Rd, Clitherall, MN, 56524

4beds
4baths
2,616sqft
$599,000
$229price/sqft
$3,709/moest. monthly cost
$148,360/yrincome needed

About This Home

Clitherall Lake home in excellent condition. The home offers 3 bedrooms and 3 bathrooms along with a guest suite with an additional living room, kitchen, bedroom and bathroom. The home is located on a private setting with a large 46 x 60 pole shed, with cement floor, to store all of your lake and yard toys. The home has shared HOA access to 66 feet of level, sandy frontage on incredibly clean Clitherall Lake. A large private lot only adds to enjoyment of this property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
7/10
Battle Lake SecondaryGrades 7-123.2 mi

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 246.05
  • Dimensions: 18.5 x 13.3

Bedroom2

  • Level: Main
  • Area: 255.76
  • Dimensions: 18.4 x 13.9

Bedroom3

  • Level: Main
  • Area: 142.31
  • Dimensions: 13.3 x 10.7

Bedroom4

  • Level: Main
  • Area: 146.52
  • Dimensions: 13.2 x 11.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 226.32
  • Dimensions: 18.4 x 12.3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,616

Foyer

  • Level: Main
  • Area: 243.8
  • Dimensions: 23 x 10.6

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,616
  • Total interior livable area: 2,616 sqft

Kitchen

  • Level: Main
  • Area: 203.85
  • Dimensions: 15.10 x 13.5

Kitchen

  • Level: Main
  • Area: 101.6
  • Dimensions: 12.7 x 8

Laundry

  • Level: Main
  • Area: 78.96
  • Dimensions: 9.4 x 8.4

Living Room

  • Level: Main
  • Area: 340.69
  • Dimensions: 21.7 x 15.7

Living Room

  • Level: Main
  • Area: 174.84
  • Dimensions: 12.4 x 14.10

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 10000120082001
  • Zoning description: Residential-Single Family
  • Foundation area: 2616

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: Deeded Access,Dock,Waterfront Elevation(4-10),Lake Bottom(Excellent Sand)
  • Frontage length: Water Frontage: 66

Lot

  • Lot size: 1.50 Acres
  • Lot size dimensions: 1.5 ac

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$156$1,872
Property Taxes $305$3,660
Electricity $220$2,647
Total$3,709$44,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,165/yr
40% on housing$111,270/yr
45% on housing$98,906/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 56524$168
Otter Tail County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 56524$486
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$599,000
2025-11-02Listing removed--
2025-08-04Listed for sale$750,000
2024-10-16Listing removed--
2024-07-15Listed for sale$899,000

For Sale by Agent

AgentSteven Young
BrokerageWeichert, Realtors - Paulson Land Co

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