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32378 E Rosewood Dr, Dent, MN, 56528

3beds
1baths
1,200sqft
$449,000
$374price/sqft
$2,826/moest. monthly cost
$113,040/yrincome needed

About This Home

UPDATE - Sellers are offering a $10,000 credit toward major home repairs - ask for details. Escape to the beauty of Star Lake with this 5.7 acre property offering 215 feet of shoreline and the perfect mix of privacy, recreation, and classic cabin charm. The cozy 3-bedroom, 1-bath cabin, originally built in 1910, is full of character and warmth. Inside you'll find a welcoming wood-burning fireplace, comfortable living spaces, and relaxing lake views that create the ideal up-north getaway atmosphere. Step outside onto the lakeside deck and enjoy peaceful mornings with coffee, breathtaking views, and everything lake life has to offer just steps from your door. The back half of the property features approximately 3 acres of grass, gently rolling hills and mature trees, providing room to roam, camp, play, or potentially expand. A detached 3-stall garage offers convenient storage for vehicles, lake toys, and outdoor gear. Whether you're looking for a seasonal getaway, recreational property, or a place to create lasting family memories, this unique acreage delivers ample lakeshore, incredible potential, and a peaceful setting to enjoy for years to come. Aluminum dock and boatlift in garage are included! Sellers are willing to sell with the home fully furnished.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
7/10
Perham Senior High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,200 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 16000350200001
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 936

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 215

Lot

  • Lot size: 5.70 Acres
  • Lot size dimensions: 5.7 acres

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$173$2,076
Property Taxes $213$2,556
Electricity $170$2,050
Total$2,826$33,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,891/yr
40% on housing$84,780/yr
45% on housing$75,360/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 56528$220
Otter Tail County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 56528$261
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$449,000
2026-05-29Listed for sale$499,000

For Sale by Agent

AgentKristina Greene
BrokerageWeichert, Realtors - Paulson Land Co

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