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32535 E Rosewood Trl, Dent, MN, 56528

3beds
2baths
2,000sqft
$465,000
$233price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

Lake Life! Welcome to your dream 3-bedroom, 1.5-bath Shouse overlooking beautiful Star Lake! 3 gorgeous acres, this one-of-a-kind property is the perfect blend of comfort, recreation, and storage for all your toys. Step inside the air-conditioned living space, featuring new flooring, fresh paint, New Hunter Douglas Blinds throughout. Granite kitchen along with a beautiful custom bar and shelving. The home comes completely furnished, making it truly move-in ready-just bring your suitcase and start enjoying lake life! Need space? You've found it! This property boasts: 25' x 50' heated and cooled garage - perfect for vehicles, boats, and hobbies. Also, a brand new softener system has been installed. Additional 25' × 50' storage area - room for all your extras In the main house, a custom-built bar - ideal for entertaining family and friends after a day on the lake Enjoy peaceful mornings with lake views, evenings around a fire and endless opportunities for fishing, boating, and outdoor adventures nearby. The access is within 1/2 mile! Whether you're looking for a full-time residence, a weekend retreat, or the ultimate up-north getaway, this property checks every box. Move right in and start making memories at Star Lake!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Perham Senior High SchoolGrades 9-1211.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Laminate

Heating & Cooling

  • Heating features: Forced air,Electric,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 16000350200002

Features

  • Exterior features: Other,Metal
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$179$2,148
Property Taxes $229$2,748
Electricity $170$2,050
Total$2,929$35,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 56528$218
Otter Tail County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 56528$261
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-07Price change$465,000
2026-06-19Listed for sale$460,000
2020-11-02Sold$256,000
2019-06-27Listing removed$235,000
2019-06-19Listed for sale$235,000

For Sale by Owner

AgentProperty Owner

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