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35531 220th Ave, Erhard, MN, 56534

1beds
0baths
240sqft
$79,500
$331price/sqft
$650/moest. monthly cost
$26,000/yrincome needed

About This Home

Tucked into the quiet woods of Erhard Hills, this charming cabin offers peace, privacy, and beautiful views in every direction. Set on a generous lot with mature trees, it’s a perfect place to unwind or plan your future getaway spot. Just a short drive off County Road 27 and close to state land and parks. A rare find in a truly scenic part of Otter Tail County.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
Viking Elementary SchoolGrades PK-66.3 mi
6/10
Pelican Rapids SecondaryGrades 7-126.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 240

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 240
  • Total interior livable area: 240 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 24000250211001
  • Zoning description: Other
  • Foundation area: 240

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.97 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 42,253 sq'

Parking

  • Parking features: Driveway - Other Surface
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $401$4,812
Home Insurance *$46$552
Property Taxes $33$396
Electricity $170$2,050
Total$650$7,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,285/yr
40% on housing$19,500/yr
45% on housing$17,333/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 56534$176
Otter Tail County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 56534$266
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-14Listed for sale$79,500
2024-06-28Sold$70,000
2024-06-11Pending sale$70,000
2024-06-01Listed for sale$70,000

For Sale by Agent

AgentJim Danner
BrokerageExecutive Realty of St. Cloud

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