38675 Wagon Trail Loop, Battle Lake, MN, 56515
About This Home
Otter Tail Lake 3-bedroom home on sought-after "Wagon Trail Loop" with 78’ of level, sandy bottom frontage. This deep, level lot is tucked away by a winding private drive off Hwy 78, offering privacy from the road and a perfect lake setting. Home features numerous Nantucket-inspired updates throughout, blending modern style with lake-country charm.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1971
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
Features
- Number of fireplaces: 1
- Fireplace features: Brick,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,382
Heating & Cooling
- Heating features: Baseboard,Boiler,Hot Water
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 1,382
- Total interior livable area: 1,382 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Sun Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 25000990614000
- Zoning description: Residential-Single Family
- Foundation area: 1382
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- On waterfront: Yes
- Waterfront features: Dock,Lake Front,Waterfront Elevation(0-4)
- Frontage length: Water Frontage: 78
Lot
- Lot size: 0.43 Acres
- Lot size dimensions: 78 x 262
Parking
- Parking features: Gravel,Paved Lot,Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,950 | $59,400 |
| Home Insurance * | $311 | $3,732 |
| Property Taxes | $462 | $5,544 |
| Electricity | $170 | $2,050 |
| Total | $5,893 | $70,716 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-29 | Listed for sale | $979,000 |
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