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25037 County Highway 27, Fergus Falls, MN, 56537

2beds
1baths
1,008sqft
$205,000
$203price/sqft
$1,450/moest. monthly cost
$58,000/yrincome needed

About This Home

Country living here just 2 miles North of Fergus Falls. Raised rambler style over walkout basement on a large lot with established trees. Double attached garage with patio and deck. Steel siding, architectural shingles, newer insulated windows, Owner may consider possible local exchanges or short term CD with 7% down @ 7% interest with solid payoff plan and acceptable application. Look closely at this Fergus country opportunity in an increasingly scarce price range. Have your agent give you guidance on this hidden gem now! (County Assessed value is $222800)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
8/10
Kennedy Middle SchoolGrades 5-82.5 mi
8/10
Kennedy High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Range / Oven,Refrigerator

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Electric,Oil
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 26000150096001

Features

  • Exterior features: Metal
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.83 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$122$1,464
Property Taxes $122$1,464
Electricity $170$2,050
Total$1,450$17,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,714/yr
40% on housing$43,500/yr
45% on housing$38,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 56537$144
Otter Tail County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 56537$146
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-22Price change$205,000
2025-10-14Price change$215,000
2025-08-24Listed for sale$225,000
2025-08-11Listing removed--
2025-02-22Listed for sale$225,000
2024-07-01Listing removed--
2024-06-29Price change$225,000
2024-06-07Price change$217,500
2023-10-12Price change$220,000
2022-10-13Listed for sale$225,000

For Sale by Owner

AgentProperty Owner

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