




23256 Rus Dic Cir, Fergus Falls, MN, 56537
About This Home
Positioned along 85 feet of the scenic Otter Tail River, this beautifully renovated waterfront residence offers a rare blend of refined comfort, natural beauty, and everyday tranquility. Thoughtfully updated throughout, the home welcomes you with fresh finishes, custom trim, and an inviting kitchen featuring stainless steel appliances designed for both entertaining and daily living. The true centerpiece is the stunning dining room addition, where walls of windows frame peaceful woodland views and fill the space with natural light, creating an exceptional setting for gathering with family and friends throughout every season. The finished lower level provides versatile living space ideal for a private home office, media room, guest accommodations, or additional family living area. Outside, unwind on the expansive deck overlooking the secluded backyard, where mature trees and the gentle flow of the Otter Tail River create a setting that feels worlds away from the pace of everyday life. A spacious garage and additional storage buildings provide ample room for vehicles, recreational equipment, workshop space, and all your waterfront essentials. Whether you're searching for a full-time residence or a weekend retreat, this exceptional riverfront property delivers the perfect balance of modern updates, privacy, and an elevated waterfront lifestyle in one of West Central Minnesota's most desirable natural settings.
Getting Around
Schools
Construction
Condition
- Year built: 1974
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Lower
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: First
Features
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 1,092
- Finished area above ground: 1,260
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,520
- Total interior livable area: 2,352 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 03000990471000
- Zoning description: Residential-Single Family
- Foundation area: 1260
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- On waterfront: Yes
- Waterfront features: River Front
- Frontage length: Water Frontage: 85
Lot
- Lot size: 1.42 Acres
- Features: Tree Coverage - Heavy
- Lot size dimensions: 75 x 248
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $211 | $2,532 |
| Electricity | $198 | $2,380 |
| Total | $2,612 | $31,344 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $379,900 |
| 2026-07-27 | Listed for sale | $389,900 |
| 2026-07-24 | Listing removed | $389,900 |
| 2026-06-25 | Listed for sale | $389,900 |
| 2024-07-15 | Sold | $330,000 |
| 2024-06-19 | Pending sale | $330,000 |
| 2024-05-24 | Listed for sale | $330,000 |
| 2018-06-08 | Sold | $214,000 |
| 2018-04-12 | Pending sale | $214,900 |
| 2018-04-12 | Listed for sale | $214,900 |
