28647 State Highway 78, Battle Lake, MN, 56515
About This Home
No detail was spared in this one of a kind home on Otter Tail Lake. When you drive through the canopy of trees into this serene and welcoming landscape you will realize this is the property you have been waiting for. This 4000 square foot home was lovingly and carefully designed and crafted by the owner's family in 1990 and is now being offered for sale for the first time. An expansive four acres with 300 feet of Otter Tail Lake shoreline will give you the privacy that you desire and plenty of room for gatherings and entertaining. Impressive views from every level and multiple outdoor decks and patios. Screened gazebo with storage and electric is lakeside. Aggregate circular drive and plenty of room for all the lake toys including an attached and detached garage. This home will wrap its arms around you the moment you arrive. You will not want to leave this impressive yet casual and comfortable lake home with four bedrooms and four bathrooms. Too many unique and custom touches to list-come and check them out for yourself.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Roof: Shake
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Chandelier,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Humidifier,Water Filtration System,Water Osmosis System,Microwave,Refrigerator,Trash Compactor,Wall Oven,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bathroom
- Level: Main
Bathroom
- Level: Lower
Bathroom
- Level: Lower
Bedroom
- Level: Main
Bedroom2
- Level: Lower
Bedroom3
- Level: Lower
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,770
- Finished area above ground: 1,929
Foyer
- Level: Main
Heating & Cooling
- Heating features: Dual Fuel/Off Peak,Forced Air,Fireplace(s),Heat Pump,In-Floor Heating,Zoned
- Cooling features: Central Air,Dual
Interior Area
- Total structure area: 3,699
- Total interior livable area: 3,699 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bathroom
- Level: Main
Sitting Room
- Level: Main
Storage
- Level: Lower
Utility Room
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 46000310115012
- Zoning description: Shoreline
- Foundation area: 1929
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio,Side Porch
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Bottom(Reeds,Sand)
- Frontage length: Water Frontage: 300
Lot
- Lot size: 3.90 Acres
- Lot size dimensions: 400 x 582 x 300 x 430
Parking
- Total spaces: 4
- Parking features: Attached,Detached Garage,Asphalt,Concrete
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,860 | $118,320 |
| Home Insurance * | $619 | $7,428 |
| Property Taxes | $1,111 | $13,332 |
| Electricity | $311 | $3,743 |
| Total | $11,901 | $142,812 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $1,950,000 |
| 2025-12-01 | Listing removed | $1,950,000 |
| 2025-06-11 | Listed for sale | $1,950,000 |
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