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42606 Pleasure Park Rd, Ottertail, MN, 56571

2beds
1baths
844sqft
$599,000
$710price/sqft
$3,733/moest. monthly cost
$149,320/yrincome needed

About This Home

Here’s your chance to own a rare 1-acre, level lot on the coveted north shore of Otter Tail Lake, featuring 100' of prime lake frontage. This simple yet functional 2-bedroom cabin is the perfect place to enjoy summer days or weekend getaways. The property comes with approved building variance/permit for a guest cabin at the back of the lot (Foundation already in place), and plenty of impervious to build a garage or expand. Whether you’re looking to build your dream home, expand with a guest retreat, or simply enjoy the cozy cabin as-is, the possibilities here are endless. North shore properties like this—with space, frontage, and flexibility—are incredibly hard to find on Otter Tail Lake.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Perham Senior High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 844

Heating & Cooling

  • Heating features: Baseboard,Ductless Mini-Split
  • Cooling features: Ductless Mini-Split,Heat Pump

Interior Area

  • Total structure area: 844
  • Total interior livable area: 844 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 46000040018020
  • Zoning description: Residential-Single Family
  • Foundation area: 844

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: South
  • On waterfront: Yes
  • Waterfront features: Deeded Access,Lake Front,Waterfront Elevation(0-4),Lake Bottom(Reeds,Sand)
  • Frontage length: Water Frontage: 100

Lot

  • Lot size: 1.15 Acres
  • Lot size dimensions: 100 x 500

Parking

  • Parking features: Gravel,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Lightning
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$268$3,216
Property Taxes $267$3,204
Electricity $170$2,050
Total$3,733$44,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,988/yr
40% on housing$111,990/yr
45% on housing$99,546/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$710This listing

vs Other Active Listings

Avg $/sqft

ZIP 56571$143
Otter Tail County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 56571$215
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Listed for sale$599,000
2026-02-11Listing removed$649,000
2026-01-02Listed for sale$649,000
2026-01-01Listing removed$649,000
2025-05-22Listed for sale$649,000
2022-08-15Sold$400,000
2022-05-13Pending sale$459,000
2022-05-02Price change$459,000
2022-04-01Listed for sale$479,000
2021-10-01Listing removed--
2021-07-29Price change$499,900
2021-06-17Listed for sale$549,900

For Sale by Agent

AgentLaurie Woessner
BrokerageBoll Realty

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