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50127 Sunshine Villa Ln, New York Mills, MN, 56567

2beds
1baths
952sqft
$249,000
$262price/sqft
$1,709/moest. monthly cost
$68,360/yrincome needed

About This Home

West-facing four-season living at Sunshine Villa on Big Pine — sunsets over the water every night. Built in 2008 by its original owner, well insulated and updated with new windows and doors in 2022, this 2-bedroom, 1-bath home delivers real year-round comfort across 952 square feet of easy one-level living, with electric heat, wall air conditioning, an electric fireplace, and stackable laundry. Outside, a full outdoor kitchen with grill, Blackstone, and refrigerator. Association dues cover lawn care, shared well, docks in and out, and common area maintenance — and members enjoy 500 feet of shared frontage, a sand beach, a fish cleaning house, and six-plus wooded acres with walking trails. Attached garage, boat slip included, available fully furnished with the boat lift. Ten minutes from downtown Perham — open water in summer, hard water in winter, and a home built to be used in both.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
New York Mills SecondaryGrades 7-125.4 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Laminate,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 952 sqft

Property

Details

  • Parcel number: 52000990670000

Features

  • Exterior features: Other

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Inland Flooding
Strong Wind
Hail
Lightning
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$138$1,656
Property Taxes $142$1,704
Electricity $170$2,050
Total$1,709$20,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,594/yr
40% on housing$51,270/yr
45% on housing$45,573/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 56567$88
Otter Tail County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 56567$190
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$249,000
2026-08-02Listed for sale$249,000

For Sale by Owner

AgentProperty Owner

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