22993 330th Ave, Underwood, MN, 56586
About This Home
When viewing the property, please follow the grass driveway that runs along the tree line and power lines immediately adjacent to the For Sale sign. Do not drive across neighboring property. If there is any uncertainty regarding access or boundaries, consult the survey prior to entering. North Turtle Lake frontage just feet from the water with sandy bottom shoreline and expansive lake views. This is an opportunity to secure highly desirable Otter Tail County lakeshore at an accessible price point and bring your own long term vision to life. North Turtle Lake is known for excellent fishing including walleye, bass, crappie, northern and sunfish, making this a strong recreational setting with lasting appeal. The existing structure is a simple seasonal bunkhouse with no active plumbing and no indoor bathroom. Electricity is available at the site and can be reconnected. The cabin offers immediate, basic recreational use, but the primary value is in the lakeshore itself. Buyers should view the structure as a bonus while focusing on the location, frontage, and future potential of the property. Due to the cabin’s close proximity to the shoreline, development, rebuilding, or expansion may be limited by county and state shoreland regulations. Any plans for building or redevelopment must be verified directly with Otter Tail County. Buyer is responsible for conducting all due diligence regarding setbacks, variance requirements, and future use.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: None
Basement
- Has basement: Yes
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 0
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 288
- Total interior livable area: 288 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 57000260160001
- Zoning description: Shoreline
- Foundation area: 288
Features
- Levels: One
- Stories: 1
- Fencing: None
- Has view: Yes
- View description: West
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Excellent Sand)
- Frontage length: Water Frontage: 230
Lot
- Lot size: 0.51 Acres
- Features: Irregular Lot
- Lot size dimensions: IRR
Parking
- Parking features: Driveway - Other Surface
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $454 | $5,448 |
| Home Insurance * | $42 | $504 |
| Property Taxes | $47 | $564 |
| Electricity | $170 | $2,050 |
| Total | $713 | $8,556 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $89,900 |
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