32807 200th St, Underwood, MN, 56586
About This Home
This is not just land-this is legacy: 150 +/- acres of pure possibility in Otter Tail County with over 6,000 feet of frontage on Fiske Lake, a 253 acre lake reaching depths of 26 feet perfectly suited for anglers and outdoor enthusiasts. This is a rare combination of woods, pasture, and productive tillable acreage that offers unmatched flexibility to create a private family compound, develop a premier lakeside. neighborhood, or simply enjoy one of the most secluded settings in the region, complete with a well-built 2 bedroom home from 2007 with attached garage and a 24x36 shop. This is a once-in-a-lifetime opportunity to own unmatched lakeshore and absolute privacy in one extraordinary property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Architectural Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Electric Water Heater,Water Filtration System,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Block,Full,Unfinished
Bathroom
- Level: Main
- Area: 79.68
- Dimensions: 9.6x8.3
Bedroom
- Level: Main
- Area: 116.48
- Dimensions: 11.2x10.4
Bedroom2
- Level: Main
- Area: 178.1
- Dimensions: 13.7x13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 128.7
- Dimensions: 11.7x11
Family Room
- Level: Lower
- Area: 174.96
- Dimensions: 21.6x8.10
Family Room
- Level: Lower
- Area: 356.32
- Dimensions: 27.2x13.10
Features
- Finished area below ground: 0
- Finished area above ground: 1,288
Heating & Cooling
- Heating features: Boiler,Forced Air,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 2,576
- Total interior livable area: 2,576 sqft
Kitchen
- Level: Main
- Area: 130
- Dimensions: 13x10
Laundry
- Level: Main
- Area: 43.26
- Dimensions: 10.3x4.2
Living Room
- Level: Main
- Area: 317.06
- Dimensions: 19.10x16.6
Storage
- Level: Lower
- Area: 193.6
- Dimensions: 16x12.10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 58000110081000
- Zoning description: Residential-Single Family
- Foundation area: 1288
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 6000
Lot
- Lot size: 150.45 Acres
- Features: Accessible Shoreline,Green Acres,Tillable,Tree Coverage - Medium
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $566 | $6,792 |
| Property Taxes | $195 | $2,340 |
| Electricity | $217 | $2,607 |
| Total | $7,045 | $84,540 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Listed for sale | $1,200,000 |
View on Zillow