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164 Chapel Ln, Ephrata, PA, 17522

5beds
5baths
3,889sqft
$899,900
$231price/sqft
$6,812/moest. monthly cost
$272,480/yrincome needed

About This Home

Welcome to 164 Chapel Lane, where timeless design, quality craftsmanship, and peaceful surroundings come together in one of Ephrata's most desirable neighborhoods. A former Parade of Homes award winner, this beautifully crafted residence showcases enduring quality and thoughtful design that have stood the test of time. Beautifully inspired by French country design, the home blends classic European elegance with warm, inviting living spaces, all set on a meticulously landscaped lot that offers the perfect balance of sophisticated entertaining and comfortable everyday living. Step inside to a bright, inviting floor plan filled with natural light, soaring ceilings, rich architectural details, and thoughtfully curated finishes that reflect the home's French country character. The heart of the home is a beautifully appointed kitchen that opens seamlessly to the main living areas, creating an ideal setting for everything from quiet mornings to holiday gatherings. Spacious rooms, oversized windows, and warm finishes make every space feel welcoming while adding to the home's timeless charm. The 1st floor primary suite is a true retreat, offering a peaceful escape with a luxurious ensuite bath and generous closet space. Additional bedrooms provide flexibility for family, guests, or a dedicated home office, while the finished lower level expands your living space with endless possibilities for recreation, fitness, hobbies, or movie nights. Outside, you'll find a private backyard designed for relaxing and entertaining. Whether you're enjoying your morning coffee on the patio, hosting summer barbecues, or unwinding at the end of the day, the outdoor living space feels like an extension of the home itself. Located just minutes from local restaurants, shopping, parks, and major commuter routes, 164 Chapel Lane offers the rare opportunity to enjoy a quiet neighborhood setting without sacrificing convenience. Every detail has been thoughtfully maintained, creating a home that beautifully captures the warmth and elegance of French country living while remaining as functional as it is beautiful. This is the kind of home you'll be proud to call your own.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
Brownstown El SchoolGrades K-50.2 mi
7/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stucco,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 781

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 781
  • Finished area above ground: 3,108

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,889
  • Total interior livable area: 3,889 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2107732700000
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Washer / Dryer Combo,Steam Closet

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Private

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 8
  • Parking features: Covered,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Hurricane
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$249$2,988
Property Taxes $1,587$19,044
Electricity $426$5,120
Total$6,812$81,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,554/yr
40% on housing$204,360/yr
45% on housing$181,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 17522$179
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17522$188
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$899,900
2026-08-07Listed for sale$899,900
2012-03-26Sold$540,000
2011-11-08Listing removed$595,000
2011-10-19Price change$595,000
2011-09-27Listed for sale$625,000
2003-05-14Sold$510,000

For Sale by Agent

AgentLizz Moore
BrokerageKeller Williams Elite

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