16990 River Oaks Blvd, Fergus Falls, MN, 56537
About This Home
Experience the perfect blend of privacy, space, and scenic beauty at this stunning River Oaks property situated on .86 acres in one of Fergus Falls’ most desirable settings. This 3-bedroom, 2-bath home offers an incredible layout with room to add an additional bedroom, making it ideal for growing needs or flexible living space. The finished walk-out lower level provides a seamless connection to the outdoors and is perfect for entertaining or relaxing while enjoying the peaceful surroundings. Car enthusiasts, hobbyists, or those needing extra storage will appreciate the heated 3-stall attached garage plus an additional tuck-under one-stall garage at the rear of the home. Major updates include a brand new septic system installed just 3 years ago for added peace of mind. From the beautiful setting to the spacious design and hard-to-find garage space, this property offers the lifestyle buyers have been waiting for.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Finished,Full
Bathroom
- Level: Main
Bathroom
- Level: Lower
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,054
- Finished area above ground: 1,200
Heating & Cooling
- Heating features: Baseboard,Forced Air
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,254 sqft
Kitchen
- Level: Main
Laundry
- Level: Lower
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 06000990291000
- Zoning description: Residential-Single Family
- Foundation area: 1200
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.86 Acres
- Lot size dimensions: 150 x 250
Parking
- Total spaces: 4
- Parking features: Attached,Tuckunder Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Hail
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,693 | $20,316 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $98 | $1,176 |
| Electricity | $190 | $2,281 |
| Total | $2,180 | $26,160 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $325,000 |
| 2026-05-18 | Listed for sale | $335,000 |
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