1400 S Cascade St, Fergus Falls, MN, 56537
About This Home
If you’ve been looking for a spacious 4 bedroom, 3 bathroom walkout rambler with a great layout and convenient Fergus Falls location, this one is worth a look! Situated on a half-acre lot, this well-maintained home features an open main level with vaulted ceilings, spacious living areas, oak cabinetry, stainless steel appliances, main-floor laundry, and a primary suite with private bath and dual closets. The finished walkout basement adds a cozy family room, 3 additional bedrooms, bathroom, and plenty of storage space. Outside, enjoy the wraparound composite deck, concrete patio, oversized concrete driveway with turnaround, and attached insulated/heated 3-stall garage. Great location close to downtown, healthcare, and easy Interstate 94 access — all while offering extra privacy with no immediate neighbors behind or to the north and west.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Roof: Age 8 Years or Less,Architectural Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Central Vacuum,Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Electric Dryer Hookup,In Hall,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Daylight,Egress Window(s),Finished,Full,Storage Space,Walk-Out Access
Bathroom
- Level: Main
Bathroom
- Level: Basement
Bedroom
- Level: Main
Bedroom2
- Level: Basement
Bedroom3
- Level: Basement
Bedroom4
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Deck
- Level: Main
Family Room
- Level: Basement
Features
- Central Vacuum
- Finished area below ground: 1,424
- Finished area above ground: 1,424
Garage
- Level: Main
Heating & Cooling
- Heating features: Baseboard,Dual Fuel/Off Peak,Forced Air
- Cooling features: Central Air
Informal Dining Room
- Level: Main
Interior Area
- Total structure area: 2,848
- Total interior livable area: 2,848 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bathroom
- Level: Main
Storage
- Level: Basement
Utility Room
- Level: Basement
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 71001990916000
- Zoning description: Residential-Single Family
- Foundation area: 1424
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Composite Decking,Deck,Patio
- Fencing: None
Lot
- Lot size: 0.52 Acres
- Features: Tree Coverage - Light
- Lot size dimensions: Irregular
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Electric,Garage,Garage Door Opener,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,970 | $23,640 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $365 | $4,380 |
| Electricity | $240 | $2,882 |
| Total | $2,807 | $33,684 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $389,667 |
| 2026-05-15 | Listed for sale | $399,667 |
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