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1225 Mount Faith Ave, Fergus Falls, MN, 56537

6beds
5baths
5,360sqft
$589,000
$110price/sqft
$4,318/moest. monthly cost
$172,720/yrincome needed

About This Home

This expansive 6-bedroom, 5-bath home offers incredible space, thoughtful design, and a private in-town setting unlike any other. Built by the original owners in 1978 with a substantial addition in 2001, the home features both an East Wing and West Wing layout that is perfect for flexible living. The main floor includes a grand living room, sunroom, formal dining, two full kitchens (including one with a massive island), a breezeway connecting the home to the 3-stall attached garage with a steel ceiling and workshop, and a huge bonus room above. Upstairs, the East Wing boasts a luxurious primary suite with a walk-around closet, soaker tub, shower, and a private balcony. The upper West Wing includes a second primary bedroom with ensuite, plus two additional bedrooms and a full bath. The lower West Wing offers two additional bedrooms, utility room that is roughed in for an extra bathroom, and an office space. Outside, enjoy a spacious fenced garden area, garden shed, storage shed, and a large deck for relaxing or entertaining. Steel siding, mature trees, and a tucked-away feel complete this one-of-a-kind property.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
8/10
Kennedy Middle SchoolGrades 5-80.6 mi
8/10
Kennedy High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1978

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Partial

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Lower

Bedroom6

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • 1/4 bathrooms: 1

Dining Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Finished area below ground: 500
  • Finished area above ground: 4,520

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,360
  • Total interior livable area: 5,360 sqft

Kitchen

  • Level: Main

Kitchen2Nd

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Lower

Other

  • Level: Main

Sun Room

  • Level: Main

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 71002990306000
  • Zoning description: Residential-Single Family
  • Foundation area: 2990

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 1.22 Acres
  • Lot size dimensions: 165 x 330 129.7 x 330

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$350$4,200
Property Taxes $538$6,456
Electricity $452$5,424
Total$4,318$51,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,045/yr
40% on housing$129,540/yr
45% on housing$115,146/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 56537$144
Otter Tail County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 56537$146
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-18Listed for sale$589,000

For Sale by Agent

AgentAmanda Armstrong
BrokerageRE/MAX Advantage Plus

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