




1039 W Summit Ave, Fergus Falls, MN, 56537
About This Home
1 3/4 story home with 4 bedrooms and 3 baths on a quiet dead-end street, with no through traffic. Lots of privacy is found in this beautiful Fergus Falls location. Recent updates throughout the home. Quartz countertops and modern contemporary cabinetry in the kitchen. Newer flooring in the kitchen, dining, and living room. Fireplace in the living room as well as the lower-level family room. One bedroom on the main floor, with 3 bedrooms upstairs, and a full bath. 3/4 bath with a shower in the lower level. Large city lot for outside gathering with nature views. Close to all that Fergus Falls has to offer.
Getting Around
Schools
Construction
Condition
- Year built: 1952
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bathroom
- Level: Main
Bathroom
- Level: Upper
Bathroom
- Level: Lower
Bedroom
- Level: Main
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Den
- Level: Lower
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 800
- Finished area above ground: 2,335
Foyer
- Level: Main
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 3,892
- Total interior livable area: 3,892 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 71003500057005
- Zoning description: Residential-Single Family
- Foundation area: 1458
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.37 Acres
- Lot size dimensions: 108 x 150
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Hail
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,613 | $19,356 |
| Home Insurance * | $189 | $2,268 |
| Property Taxes | $290 | $3,480 |
| Electricity | $328 | $3,939 |
| Total | $2,420 | $29,040 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $329,000 |
| 2022-08-11 | Sold | $278,000 |
| 2022-07-27 | Pending sale | $279,900 |
| 2022-06-14 | Listed for sale | $279,900 |
| 2020-12-31 | Listing removed | $199,900 |
| 2020-12-02 | Listed for sale | $199,900 |
