424 W Birch Ave, Fergus Falls, MN, 56537
About This Home
Excellent investor opportunity with this well maintained duplex in Fergus Falls offering strong upside and immediate appeal. The main floor unit features 3 bedrooms, a 3 season front porch, and laundry located in the lower level, while the upper unit offers 3 bedrooms and convenient in-unit laundry hookups. Updates throughout the property enhance long-term durability and tenant demand including low maintenance vinyl siding and architectural shingles. Impressive as it is, with clear potential to increase rents and raise cash flow. Duplexes of this quality and condition are rarely available. This property is an ideal addition to any investment portfolio.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1919
Materials
- Roof: Architectural Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: Duplex Up and Down
Interior
Appliances
- Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,352
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,352
- Total interior livable area: 1,352 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 71003990563000
- Zoning description: Residential-Multi-Family
- Foundation area: 702
Features
- Levels: Two
- Patio & porch: Porch
Lot
- Lot size: 8,276 sqft
- Lot size dimensions: 150 x 55
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Hail
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $119 | $1,428 |
| Property Taxes | $234 | $2,808 |
| Electricity | $170 | $2,050 |
| Total | $1,533 | $18,396 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-15 | Listed for sale | $199,900 |
| 2026-01-15 | Listing removed | $199,900 |
| 2026-01-07 | Listed for sale | $199,900 |
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