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401 W Chestnut St, Archie, MO, 64725

5beds
3baths
3,203sqft
$264,000
$82price/sqft
$2,084/moest. monthly cost
$83,360/yrincome needed

About This Home

Spacious Corner Lot Home with Shop, Sunroom & Investment Potential. ___ Located on a desirable corner lot, this 5-bedroom, 2.5-bath home offers over 3,200 sq ft of space, multiple garages, and incredible flexibility for a variety of needs. The property features two driveways, an oversized attached garage, plus a large detached shop complete with built-in shelving, a separate office area, and its own bathroom—ideal for hobbyists, storage, or workspace. There is also ample parking for RVs, boats, or additional vehicles. ___ The fully fenced yard includes mature trees, garden beds ready for revitalization, a fire pit, patio, and deck, along with a 400 sq ft sunroom with central heat and air—perfect for year-round use. ___ Inside, the home offers a recently updated kitchen that opens to a spacious dining area, along with a large laundry room with folding space, and abundant storage throughout, including multiple pantry closets. The layout includes 2 main-level bedrooms, including a primary bedroom downstairs, sun room, living room, plus 3 additional bedrooms upstairs, plus a flex/playroom area, and a cozy reading nook. Unique features like two staircases and a dedicated hobby/office space add character and functionality.__ Some updates have already been completed, including newer windows, roof, updated flooring (in some areas only) , and an air purification system, but the home does require TLC and is being sold AS-IS. This presents a great opportunity for buyers looking to add value and make it their own. ___ Situated in a growing area with new construction nearby, including a brand-new home directly across the street, and just minutes from Archie schools, I-49/71 Hwy access, and a short drive to Kansas City. ___

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
5/10
Archie High SchoolGrades 6-120.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1900

Materials

  • Roof: Composition,Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Free-Standing Electric Oven
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Slab,Stone/Rock

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Kitchen Island,Pantry
  • Window features: Thermal Windows
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 3,203

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas,Space Heater
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,203
  • Total interior livable area: 3,203 sqft

Kitchen

  • Features: Ceiling Fan(s)
  • Level: First

Office

  • Level: First

Sun Room

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0078900
  • Special condition: As Is

Features

  • Patio & porch: Deck,Patio,Porch,Screened
  • Exterior features: Fire Pit
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,334$16,008
Home Insurance *$324$3,888
Property Taxes $182$2,184
Electricity $244$2,935
Total$2,084$25,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,451/yr
40% on housing$62,520/yr
45% on housing$55,573/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 64725$206
Cass County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 64725$133
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$299,000
2023-05-12Sold--
2023-04-25Pending sale$249,900
2023-04-17Price change$249,900
2023-04-02Price change$259,900
2023-03-20Price change$269,900
2023-03-13Price change$279,900
2023-03-11Price change$289,900
2023-03-08Price change$299,900
2023-03-04Listed for sale$309,900
2013-06-03Listing removed$129,750
2013-03-07Listed for sale$129,750
2012-12-30Listing removed$129,750
2012-09-08Price change$129,750
2012-07-04Listed for sale$149,750

For Sale by Agent

AgentAlicia Archambault
BrokerageEXP Realty LLC

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