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206 South Shore Dr, Lake Winnebago, MO, 64034

5beds
5baths
6,948sqft
$4,200,000
$604price/sqft
$27,693/moest. monthly cost
$1,107,720/yrincome needed

About This Home

Luxury Lakefront Living in Lake Winnebago! Discover this incredible lakefront retreat on an oversized, premium lot with 120 feet of main body shoreline. More pictures and information coming soon.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Stone Trim,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Second

Bedroom2

  • Features: Built-in Features,Wood Floor
  • Level: Second

Bedroom3

  • Features: Built-in Features,Ceiling Fan(s),Wood Floor
  • Level: Second

Bedroom4

  • Features: Carpet
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Breakfast Room

  • Features: Wood Floor
  • Level: Main

Dining Room

  • Features: Natural Stone Floor
  • Level: Main

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Flooring: Slate,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 2,061
  • Finished area above ground: 4,887

Great Room

  • Features: Carpet,Indirect Lighting
  • Level: Main

Half Bath

  • Level: Main

Hearth Room

  • Features: Fireplace,Wood Floor
  • Level: Main

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 6,948
  • Total interior livable area: 6,948 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Wood Floor
  • Level: Main

Loft

  • Features: Built-in Features,Wood Floor
  • Level: Second

Master Bathroom

  • Features: Natural Stone Floor,Shower Only,Tub Only
  • Level: Main

Master Bedroom

  • Features: Carpet,Ceiling Fan(s)
  • Level: Main

Media Room

  • Features: Carpet,Fireplace
  • Level: Lower

Other

  • Features: Ceiling Fan(s),Ceramic Tiles
  • Level: Main

Recreation Room

  • Features: Natural Stone Floor
  • Level: Lower

Property

Details

  • Parcel number: 0259912

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio
  • Exterior features: Fire Pit,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Metal
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,237$254,844
Home Insurance *$3,021$36,252
Property Taxes $2,905$34,860
Electricity $530$6,366
Total$27,693$332,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$949,474/yr
40% on housing$830,790/yr
45% on housing$738,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$604This listing

vs Other Active Listings

Avg $/sqft

ZIP 64034$291
Cass County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 64034$189
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-01Listing removed$4,200,000
2025-06-06Listed for sale$4,200,000
2021-09-14Sold--
2021-08-01Pending sale$2,000,000
2021-07-29Listed for sale$2,000,000

Coming Soon

AgentDebbie Keller
BrokerageKW Diamond Partners

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