See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

16904 Kentucky Rd, Belton, MO, 64012

5beds
4baths
3,871sqft
$499,500
$129price/sqft
$3,539/moest. monthly cost
$141,560/yrincome needed

About This Home

Welcome home to this well-maintained one owner home nestled on 4 acres. Offering 5 bedrooms—3 upstairs & 2 on the lower level—this home provides plenty of space! Main level features a welcoming formal living room with floor to ceiling windows, formal dining room, & a spacious kitchen with large eat-in area - perfect for everyday meals & entertaining. Just steps away, the cozy family room with a fireplace walks out to a relaxing screened-in porch, where you can enjoy peaceful views of the beautifully maintained acreage. Car enthusiasts, hobbyists, and anyone needing extra storage will appreciate the attached 2-car garage on the main level plus an additional 2-car garage in the basement with rear entry ramp. The walkout basement also offers a spacious recreation room featuring a one-of-a-kind vintage soda fountain counter, creating the perfect gathering space, along with a dedicated workshop for projects and hobbies. Outside, you’ll love the large patio, easy to care for landscaping, the meticulously cared-for 4-acre setting that offers privacy, room to roam, and endless possibilities! This is a rare opportunity to own a solid, lovingly maintained home with generous living space, unique character, and beautiful acreage—all in a convenient location.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Belton High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Composition
  • Construction materials: Brick Trim,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Gas Range,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Daylight,Full,Interior Entry,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Pantry,Stained Cabinets,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Recreation Room,Wood Burning,Fireplace Equip,Fireplace Screen
  • Fireplace: Yes
  • Finished area below ground: 1,929
  • Finished area above ground: 1,942

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,871
  • Total interior livable area: 3,871 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: Main

Other

  • Level: Lower

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 2353500
  • Special condition: Standard,As Is

Features

  • Patio & porch: Patio,Porch,Screened

Lot

  • Lot size: 4 Acres
  • Features: Acreage,City Limits,Level

Parking

  • Total spaces: 4
  • Parking features: Attached,Built-In,Garage Door Opener,Garage Faces Front,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,525$30,300
Home Insurance *$374$4,488
Property Taxes $345$4,140
Electricity $295$3,547
Total$3,539$42,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,337/yr
40% on housing$106,170/yr
45% on housing$94,373/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 64012$173
Cass County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 64012$176
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$499,500

For Sale by Agent

AgentKara Anderson
BrokerageReeceNichols - Lees Summit

Similar Homes