




17040 Highland Rdg, Loch Lloyd, MO, 64012
About This Home
This stunning Modern Mediterranean lakefront estate is nestled among mature trees and showcases breathtaking lake views from every window. Featuring exceptional designer details and luxurious finishes, this fully renovated home has been completely transformed inside and out — with no surface left untouched. Updates include all-new stucco, landscaping, exterior lighting, entry wall, and driveway. The resort-style backyard offers a pool with sun deck and automatic cover, putting green, fire pit, expansive patio, and elevated deck — creating the ultimate setting for relaxation, entertaining, and unforgettable sunsets. The chef’s kitchen is a showpiece, highlighted by a custom iron hood over a 60” Ilve range, Fisher & Paykel refrigerator and freezer, dual dishwashers, oversized island, walk-in pantry with custom built-ins, Advantium oven, beverage refrigerator, and a bright breakfast area. The living room features a dramatic wall of windows overlooking the lake and a striking fireplace with a full marble surround. The private owner’s suite includes glass doors opening to the deck and a spa-inspired bath with heated floors, dual showers, and a soaking tub. The lower level offers a fifth bedroom, cigar/bourbon room, living room, glass-enclosed temperature-controlled wine room, distinctive round bar, and a sun-filled exercise/sauna room with direct pool access. Additional highlights include multiple patio spaces, a dedicated pool bath with exterior access, and four laundry rooms conveniently located in the mudroom, primary closet, upper level, and pool area. Situated on a fully fenced, beautifully landscaped, one-acre wooded lot, this extraordinary property is truly a one-of-a-kind renovation on a highly sought-after lakefront setting.
Getting Around
Schools
Construction
Condition
- Year built: 1996
Materials
- Roof: Metal,Tile
- Construction materials: Stucco
Other
- Builder name: Joel Fritzel
Type & Style
- Home type: SingleFamily
- Architectural style: Spanish,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Freezer,Exhaust Fan,Microwave,Refrigerator,Gas Range
- Laundry features: Bedroom Level,Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 9
- Full bathrooms: 6
- 1/2 bathrooms: 3
Features
- Central Vacuum,Custom Cabinets,Kitchen Island,Pantry,Smart Thermostat,Walk-In Closet(s),Wet Bar
- Window features: Thermal Windows
- Flooring: Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Great Room
- Fireplace: Yes
- Finished area below ground: 2,476
- Finished area above ground: 4,630
Heating & Cooling
- Heating features: Forced Air,Radiant Floor,Zoned
- Cooling features: Electric,Zoned
Interior Area
- Total structure area: 7,106
- Total interior livable area: 7,106 sqft
Property
Details
- Parcel number: 8000406
- Special condition: Standard
- Other equipment: Back Flow Device
Features
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Deck,Patio
- Exterior features: Fire Pit
- Fencing: Metal
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 1.20 Acres
- Features: Acreage,Estate Lot
Parking
- Total spaces: 3
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $20,221 | $242,652 |
| Home Insurance * | $2,996 | $35,952 |
| Property Taxes | $2,765 | $33,180 |
| Electricity | $542 | $6,511 |
| Total | $26,524 | $318,288 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $4,750,000 |
| 2026-04-02 | Listed for sale | $5,000,000 |
| 2023-11-21 | Sold | -- |
| 2023-10-25 | Pending sale | $4,500,000 |
| 2023-10-16 | Contingent | $4,500,000 |
| 2023-08-24 | Listed for sale | $4,500,000 |
| 2021-09-30 | Sold | -- |
| 2012-02-03 | Sold | -- |
| 2011-12-02 | Listed for sale | $1,750,000 |
| 2011-10-12 | Listing removed | $1,750,000 |
| 2011-03-15 | Price change | $1,750,000 |
| 2011-01-11 | Listed for sale | $1,875,000 |
