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309 Canal St, Belton, MO, 64012

3beds
3baths
1,757sqft
$229,000
$130price/sqft
$1,627/moest. monthly cost
$65,080/yrincome needed

About This Home

***GORGEOUS BELTON RANCH 1/2 DUPLEX*** If you want to move to Belton...check out this wonderful 3 Bedroom and 3 Bath 1/2 duplex!!! Many updates in this BEAUTY!!!! You are going to love the 1st floor living room with fireplace!!!! The lower level family room is perfect for sports parties!!!! The main level 1st Bedroom has its own PRIVATE BATH for your convenience. Park your vehicle in the attached garage and the large driveway offers space for OFF-STREET parking for additional vehicles. This could be a good RENTAL PROPERTY for Investors!!! You will love the convenient Highway access...just minutes to I-49!!! Plenty of Space for the Price!!!!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Belton High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Half Duplex

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Basement

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Basement

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 1,257

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,757
  • Total interior livable area: 1,757 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1480894

Lot

  • Lot size: 6,360 sqft
  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$171$2,052
Property Taxes $158$1,896
Electricity $141$1,693
Total$1,627$19,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,782/yr
40% on housing$48,810/yr
45% on housing$43,386/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 64012$174
Cass County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 64012$176
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$229,000
2021-03-24Listing removed--
2020-01-04Listing removed$1,150
2019-12-08Price change$1,150
2019-12-01Listed for rent$120,000
2019-10-28Listing removed$1,200
2019-09-27Listed for rent$1,200
2019-04-15Listing removed$1,175
2019-03-06Price change$1,175
2019-02-01Listed for rent$1,225
2016-06-24Sold--
2016-05-16Pending sale$99,900
2016-04-12Price change$99,900
2016-03-07Listed for sale$109,900

For Sale by Agent

AgentMatt Palcher
BrokerageReeceNichols - Country Club Plaza

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