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508 3rd St, Belton, MO, 64012

1beds
1baths
853sqft
$159,000
$186price/sqft
$1,172/moest. monthly cost
$46,880/yrincome needed

About This Home

WELCOME HOME! So much charm & space wrapped up in this adorable bungalow. NEW ROOF (2026), FURNACE (2022) WINDOWS (2022), KITCHEN REMODEL (2022) and more! Big bedroom and cozy living room, with an office (or possibly a non-conforming second bedroom). Fantastic back yard fully fenced with white vinyl fencing. Close to Main Street for all the fun shopping, dining and festivities! Within minutes of schools and main streets, but located in a quiet and friendly neighborhood.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Belton High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range
  • Laundry features: Laundry Room,Off The Kitchen

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Painted Cabinets
  • Window features: Thermal Windows
  • Flooring: Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 853

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 853
  • Total interior livable area: 853 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 1529000
  • Special condition: Standard,As Is

Features

  • Patio & porch: Porch
  • Fencing: Other

Lot

  • Lot size: 9,648 sqft
  • Features: City Limits

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$119$1,428
Property Taxes $109$1,308
Electricity $141$1,693
Total$1,172$14,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,182/yr
40% on housing$35,160/yr
45% on housing$31,253/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 64012$175
Cass County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 64012$176
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$152,000
2026-07-10Listed for sale$159,000
2025-11-05Listing removed$179,000
2025-08-22Price change$179,000
2025-07-08Listed for sale$185,000
2024-12-16Sold--
2024-11-03Pending sale$139,900
2024-10-24Price change$139,900
2024-10-04Listed for sale$145,000
2021-12-08Sold--
2021-10-25Pending sale$69,500
2021-10-15Listed for sale$69,500
2021-10-01Listing removed--
2021-09-28Price change$79,500
2021-08-31Listed for sale$85,500
2021-08-26Listing removed--
2021-08-12Listed for sale$95,500
2012-12-10Sold--
2012-11-12Listed for sale$20,000
2012-10-01Listing removed$27,000
2012-06-12Listed for sale$27,000
2012-03-29Listing removed$30,000
2011-12-14Price change$30,000
2011-10-09Listed for sale$40,000

For Sale by Agent

AgentKara Anderson
BrokerageReeceNichols - Lees Summit

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