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10508 E 241st Ter, Peculiar, MO, 64078

4beds
3baths
2,400sqft
$479,900
$200price/sqft
$3,270/moest. monthly cost
$130,800/yrincome needed

About This Home

Recently renovated raised ranch on approximately 2.8 scenic acres in desirable Hedge Tree Estates, offering 4 bedrooms, approximately 2,400 square feet of living space, a fully finished basement, and parking for three vehicles. Enjoy peaceful country living with convenient access to Peculiar, Raymore, Belton, shopping, dining, schools, and major highways. The bright, functional interior has been completely refreshed with new luxury vinyl plank flooring, new trim, fresh paint, updated lighting, tiled bathrooms, quartz countertops, and refinished cabinetry. Generous living areas provide plenty of room to gather, work, or unwind, while the finished basement expands the home's flexible living and entertainment space and offers abundant storage. Outside, mature surroundings and open acreage create a private setting with room for gardening, outdoor recreation, entertaining, or simply relaxing in the peaceful countryside. An attached garage plus an additional third-car garage provide convenient parking and extra space for equipment, hobbies, or storage. Whether you are searching for your first acreage property, more room to grow, or a move-in-ready country retreat, this renovated Hedge Tree Estates home delivers space, privacy, modern finishes, and an excellent location. Schedule your showing and experience the possibilities of acreage living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Brick/Mortar,Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Bedroom Level,Main Level

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Garage Entrance,Walk-Out Access

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Kitchen Island,Painted Cabinets,Pantry,Walk-In Closet(s),Wet Bar
  • Flooring: Concrete,Luxury Vinyl,Other
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,800

Half Bath

  • Level: Basement

Heating & Cooling

  • Heating features: Electric,Propane,Wood Stove
  • Cooling features: Attic Fan,Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 2750700

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Fire Pit
  • Fencing: Other
  • Waterfront features: Pond

Lot

  • Lot size: 2.80 Acres
  • Features: Acreage,Estate Lot,Other

Parking

  • Total spaces: 3
  • Parking features: Attached,Basement,Built-In,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$330$3,960
Property Taxes $331$3,972
Electricity $183$2,199
Total$3,270$39,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,114/yr
40% on housing$98,100/yr
45% on housing$87,200/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 64078$187
Cass County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 64078$165
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$479,900
2026-07-22Listed for sale$495,000

For Sale by Agent

AgentNicolas Snider
BrokerageKeller Williams Southland

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