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434 N Holly St, Elizabethtown, PA, 17022

3beds
2baths
1,792sqft
$375,000
$209price/sqft
$2,588/moest. monthly cost
$103,520/yrincome needed

About This Home

Welcome to 434 N. Holly Street! Set on a spacious 0.32-acre corner lot in a quiet Elizabethtown neighborhood, this inviting 3-bedroom, 1.5-bath home offers a clean, move-in-ready feel with brand-new carpet, fresh interior paint, and an updated full bathroom. The main level features comfortable living areas, including a kitchen with tile flooring, abundant cabinet and counter space, and a breakfast bar. You’ll also find a spacious living room, a dining area, and sliding glass doors that open to the rear deck. Upstairs, three generously sized bedrooms and the refreshed full bath create a bright, modern living space. The lower level features a sizable family room with new carpet, plenty of windows for natural lighting and a wood stove for extra heat during the winter months! Next, the laundry room and half bathroom as well as a bonus room currently used as a billiards room. Outside, enjoy the rear deck overlooking the shaded backyard—ideal for relaxing, grilling, or entertaining. A large covered front porch, private hot tub, and backyard storage shed add comfort, convenience, and extra storage. With thoughtful updates, appealing outdoor amenities, and a convenient location near schools, parks, shopping, and major commuter routes, 434 N. Holly Street offers comfort, convenience, and value.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Bear Creek SchoolGrades 3-51.3 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1967

Materials

  • Foundation: Block
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range - Electric,Range Hood,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: Main
  • Area: 63
  • Dimensions: 7 X 9

Bedroom1

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedroom2

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 108
  • Dimensions: 12 X 9

Bedroom3

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Living/Dining Room Combo
  • Level: Main
  • Area: 90
  • Dimensions: 10 X 9

Family Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 364
  • Dimensions: 26 X 14

Features

  • Breakfast Area
  • Finished area below ground: 560
  • Finished area above ground: 1,232

Game Room

  • Level: Lower
  • Area: 280
  • Dimensions: 14 X 20

Half Bath

  • Level: Lower
  • Area: 90
  • Dimensions: 9 X 10

Heating & Cooling

  • Heating features: Baseboard,Electric,Wood
  • Cooling features: Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 1,792
  • Total interior livable area: 1,792 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 10 X 13

Living Room

  • Features: Dining Area
  • Level: Main
  • Area: 272
  • Dimensions: 16 X 17

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2501353300000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Bi-Level,Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Lighting
  • Has spa: Yes
  • Spa features: Hot Tub

Lot

  • Lot size: 0.32 Acres
  • Features: Suburban
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Side,Inside Entrance,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$93$1,116
Property Taxes $375$4,500
Electricity $224$2,692
Total$2,588$31,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,731/yr
40% on housing$77,640/yr
45% on housing$69,013/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 17022$182
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17022$206
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$349,900
2026-07-31Listed for sale$375,000
2007-05-08Sold$189,500
1998-12-01Sold$119,900

For Sale by Agent

AgentJASON PETRONIS
BrokerageColdwell Banker Realty

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