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1202 Rocky Shore Terrace, Kimberling City, MO, 65686

2beds
2baths
1,312sqft
$274,900
$210price/sqft
$1,769/moest. monthly cost
$70,760/yrincome needed

About This Home

Experience relaxed lakeside living at 1202 Rocky Shore Terrace in Kimberling City with beautiful views of Table Rock Lake. This 2 bedroom, 2 bath turn-key condo is perfectly suited for those seeking a low maintenance retreat with scenic water views and resort style amenities. The open concept living area feels light and airy, creating an inviting space to gather and unwind. The kitchen features bar seating, includes all appliances, and flows seamlessly into the attached dining area where you can enjoy lake views with every meal. A closet in the dining space conveniently houses a stackable washer and dryer for easy everyday living. The spacious primary bedroom offers peaceful lake views and an en-suite bathroom complete with a dual sink vanity, walk in shower, soaking tub, and walk in closet. The second bedroom features a charming bay window seating area and its own en-suite bathroom, providing comfort and privacy for guests. Step outside to the screened-in patio and take in the beautiful views of the water, the perfect spot for morning coffee or evening relaxation. COA dues include trash, common area maintenance, clubhouse access, building insurance, swimming pool, and exterior maintenance, allowing you to spend more time enjoying the lake lifestyle and less time on upkeep. Updates include: new heat pump, water heather, and dishwasher. This lake view condo offers the ideal blend of comfort, convenience, and the natural beauty of the Ozarks.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
5/10
Blue Eye Middle SchoolGrades 5-87.1 mi
8/10
Blue Eye High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Washer,Dryer,Refrigerator
  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Shower,Laminate Counters,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,312

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,312
  • Total interior livable area: 1,312 sqft

Property

Details

  • Parcel number: 145.015000000127.442

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Screened
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front

Lot

  • Features: Waterfront

Parking

  • Parking features: Parking Space,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$138$1,656
Property Taxes $100$1,200
Electricity $141$1,693
Total$1,769$21,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,651/yr
40% on housing$53,070/yr
45% on housing$47,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 65686$223
Stone County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 65686
Stone County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$274,900
2017-03-31Listing removed$139,900
2016-06-22Price change$139,900
2015-12-19Listed for sale$142,000
2015-11-08Listing removed$147,000
2015-08-13Listed for sale$147,000

For Sale by Agent

AgentAdam Graddy
BrokerageKeller Williams

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