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309 E D St, Elmwood, NE, 68349

2beds
2baths
1,890sqft
$370,000
$196price/sqft
$2,717/moest. monthly cost
$108,680/yrincome needed

About This Home

Contract Pending Built in 2011, this custom ranch offers the perfect combination of quality construction, energy efficiency, exceptional shop space, and major updates. Situated on a 0.36-acre lot, the property features a detached one-car garage and an impressive heated shop with 10-foot overhead doors, natural gas heat, a 30-amp RV hookup, abundant electrical outlets, and a finished interior. Alley access and gravel parking on both sides of the shop provide plenty of space for trailers, campers, boats, work vehicles, or extra parking. The home features a luxurious Onyx shower on the main level with seven shower heads for a spa-like experience. Recent improvements include new house and garage roofs (2022), a concrete driveway (2025), front entry door (2026), and exterior staining and sealing. Brown areas in the aerial photos reflect recent aeration and overseeding. TruGreen lawn treatments are prepaid through the season. A solid home. An incredible shop.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 2011

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Water Softener,Washer,Dryer,Microwave

Basement

  • Area: 1060

Basement

  • Has basement: Yes
  • Basement: Egress,Finished

Bedroom2

  • Features: Walk-In Closet(s), Egress Window
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area below ground: 830
  • Finished area above ground: 1,060

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 130036366
  • Other equipment: Sump Pump

Features

  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 0.36 Acres
  • Features: Over 1/4 up to 1/2 Acre
  • Lot size dimensions: 70 x 165

Parking

  • Total spaces: 5
  • Parking features: Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Drought
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance $306$3,672
Property Taxes $417$5,004
Electricity $124$1,493
Total$2,717$32,604

Income You'd Need if You Spent...

35% on housing$93,154/yr
40% on housing$81,510/yr
45% on housing$72,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 68349$129
Cass County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 68349$379
Cass County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$370,000
2026-08-02Listed for sale$370,000
2021-03-24Listing removed--
2016-12-06Sold$185,000
2016-08-29Price change$199,900
2016-08-18Listed for sale$210,000
2008-09-22Sold$5,163
2004-10-02Sold$8,640

For Sale by Agent

AgentSydney Hrouda
BrokerageSimpliCity Real Estate

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