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102 N Railroad Ave, Murray, NE, 68409

2beds
2baths
1,653sqft
$235,000
$142price/sqft
$1,835/moest. monthly cost
$73,400/yrincome needed

About This Home

Step inside this spacious ranch home situated on a large lot that is surrounded by privacy! The interior and exterior have been freshly painted and most of the deck has been replaced waiting to cure so you can stain or paint to your liking. Cozy up to the woodburning stove in the expansive living room. The dining area has plenty of room to fill with furnishings you can use for a pantry and extra storage to expand the kitchen. The lower level has ample storage rooms, laundry area as well as a nonconforming bedroom and brand new half bath. Love spending time outside? You not only have the front deck to relax and enjoy but a patio out back as well facing an empty lot and no backyard neighbors. There is a partial fence you can add on to keeping the kids and pets safe. Make this one your new home!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 1961

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher

Basement

  • Area: 936

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Features: Wall/Wall Carpeting
  • Level: Main
  • Area: 105.04

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Carpet,Luxury Vinyl,Plank
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 297
  • Finished area above ground: 1,356

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,653
  • Total interior livable area: 1,653 sqft

Kitchen

  • Features: Laminate Flooring
  • Level: Main
  • Area: 105.78

Living Room

  • Features: Wall/Wall Carpeting, Wood/Coal Stove, 9'+ Ceiling
  • Level: Main
  • Area: 394.524

Master Bedroom

  • Features: Wall/Wall Carpeting, Ceiling Fan(s)
  • Level: Main
  • Area: 153.52

Property

Details

  • Parcel number: 130037478

Features

  • Patio & porch: Patio,Deck
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 9,583 sqft
  • Features: Up to 1/4 Acre.,Corner Lot,Sloped
  • Lot size dimensions: .22 acres

Parking

  • Total spaces: 1
  • Parking features: Built-In,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance $200$2,400
Property Taxes $323$3,876
Electricity $124$1,493
Total$1,835$22,020

Income You'd Need if You Spent...

35% on housing$62,914/yr
40% on housing$55,050/yr
45% on housing$48,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 68409$176
Cass County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 68409$242
Cass County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$235,000
2026-07-13Listed for sale$235,000
2003-01-03Sold$92,000

For Sale by Agent

AgentMelissa Church
BrokerageNebraska Realty

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