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1340 W Ridge Way, Ashland, NE, 68003

5beds
3baths
3,422sqft
$725,000
$212price/sqft
$5,707/moest. monthly cost
$228,280/yrincome needed

About This Home

Brand new impact resistant roof just installed! A significant upgrade offering added value, durability, and peace of mind. Beyond the roof, you'll discover a rare blend of privacy, mature trees, and golf course living in the heart of Iron Horse. Tucked into a beautifully established setting, this home offers a fenced backyard surrounded by natural landscape, creating a peaceful retreat. Enjoy outdoor living from the covered patio spanning the rear of the home or the upper-level deck with quiet treetop views. Inside, natural light, warm finishes, a main-level fireplace, and a thoughtful floor plan create an inviting atmosphere. The walkout lower level expands your living and entertaining space with a wet bar, second fireplace, two large bedrooms, full bath, and second laundry area. EV charging setup included. Conveniently located between Lincoln and Omaha with quick access to I-80, this home offers the perfect combination of privacy, comfort, and convenience.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 2010

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Other

  • Builder name: MK Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Dishwasher,Dryer,Disposal,Microwave,Double Oven
  • Laundry features: Ceramic Tile Floor,9'+ Ceiling

Basement

  • Area: 1822

Basement

  • Has basement: Yes
  • Basement: Egress,Walk-Out Access,Finished

Bedroom2

  • Features: Window Covering, Cath./Vaulted Ceiling, 9'+ Ceiling, Ceiling Fan(s)
  • Level: Main
  • Area: 132

Bedroom3

  • Features: Window Covering, 9'+ Ceiling, Ceiling Fan(s), Engineered Wood
  • Level: Main
  • Area: 132

Bedroom4

  • Features: Wall/Wall Carpeting, Window Covering, Ceiling Fan(s)
  • Level: Basement
  • Area: 210

Bedroom5

  • Features: Window Covering, Cath./Vaulted Ceiling, Ceiling Fan(s)
  • Level: Basement
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Features

  • Door features: Sliding Doors
  • Window features: Window Coverings
  • Number of fireplaces: 2
  • Fireplace features: Recreation Room,Living Room,Direct-Vent Gas Fire
  • Fireplace: Yes
  • Finished area below ground: 1,600
  • Finished area above ground: 1,822

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,422
  • Total interior livable area: 3,422 sqft

Kitchen

  • Features: 9'+ Ceiling, Pantry
  • Level: Third
  • Area: 170

Living Room

  • Features: Wall/Wall Carpeting, Fireplace, 9'+ Ceiling, Ceiling Fan(s)
  • Level: Main
  • Area: 330

Master Bathroom

  • Features: Full, Shower, Whirlpool, Double Sinks

Master Bedroom

  • Features: Wall/Wall Carpeting, Window Covering, Cath./Vaulted Ceiling, Ceiling Fan(s), Walk-In Closet(s)
  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 130386393

Features

  • Patio & porch: Patio,Deck
  • Fencing: Other
  • Frontage type: Golf Course

Lot

  • Lot size: 0.26 Acres
  • Features: Over 1/4 up to 1/2 Acre,On Golf Course,Sloped
  • Lot size dimensions: 90 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance $827$9,924
Property Taxes $1,004$12,048
Electricity $211$2,535
Total$5,707$68,484

Income You'd Need if You Spent...

35% on housing$195,668/yr
40% on housing$171,210/yr
45% on housing$152,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 68003$274
Cass County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 68003$189
Cass County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$725,000
2026-06-05Listed for sale$735,000
2026-05-21Listing removed$715,000
2026-05-06Listed for sale$715,000
2023-04-20Sold$675,000
2023-04-10Pending sale$695,000
2023-03-30Listed for sale$695,000
2015-07-03Sold$425,000
2015-05-01Listed for sale$439,500
2009-09-28Sold$60,000
2005-03-30Sold$69,950
2003-10-17Sold$69,950

For Sale by Agent

AgentMike & Polly Figueroa
BrokerageREMAX Concepts

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