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355 Vista Dr, Ephrata, PA, 17522

4beds
2baths
1,326sqft
$349,900
$264price/sqft
$2,439/moest. monthly cost
$97,560/yrincome needed

About This Home

This home checks all the boxes! Situated in a great neighborhood in Ephrata, this home is located close to everything and main roads, but is nestled back in a quiet development. There are four spacious bedrooms, and an expansive kitchen with raised-panel cabinets. Enjoy summer nights in the lovely backyard, complete with 16x16 deck and large shed. Basement walks out to the backyard and is ready to be finished. In addition, don't miss all the work the seller has already done! There is new siding, new spouting and a new roof! There is also a new water heater, water softener and new carpet in upstairs bedroom. Upstairs bathroom features a new toilet and a new 200-amp service has just been installed. All the work has been done! Just move in and add your custom touches!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Fulton El SchoolGrades K-40.1 mi
5/10
Ephrata Middle SchoolGrades 7-81.1 mi
8/10

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Exterior Entry,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12 X 9

Bedroom3

  • Level: Upper
  • Area: 180
  • Dimensions: 15 X 12

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Main
  • Area: 234
  • Dimensions: 18 X 13

Features

  • Combination Kitchen/Dining,Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,326

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,326
  • Total interior livable area: 1,326 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16 X 12

Primary Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15 X 14

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 2601801500000
  • Zoning: RESIDENTIAL
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway,On Street,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$97$1,164
Property Taxes $349$4,188
Electricity $224$2,692
Total$2,439$29,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,622/yr
40% on housing$73,170/yr
45% on housing$65,040/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 17522$181
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17522$188
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$314,900
2026-08-10Price change$314,900
2026-08-06Price change$339,900
2026-07-28Listed for sale$349,900

For Sale by Agent

AgentLydia Wingert
BrokerageRE/MAX Pinnacle

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